“Debt is like any other trap, easy enough to get into, but hard enough to get out of.”
-Henry Wheeler Shaw
Here’s the thing.
Our spending habits and attitudes toward debt is a massive problem. The Great Recession of 2008 was just one result of our poor relationship with credit.
If we don’t want 2008 to happen again, then we must fix our money habits. That’s why we started this site.
Here’s the thing.
Our spending habits and attitudes toward debt is a massive problem. The Great Recession of 2008 was just one result of our poor relationship with credit.
If we don’t want 2008 to happen again, then we must fix our money habits. That’s why we started this site.
Here’s a little bit about what you can learn on this site:
Make Extra Money: To have more money to pay down your debts, you’ve got to make more money. In this part of the site, we show you the side hustles and skills you need to build up your debt destroying army: dollars.
Save $10k in a Year: The second half of the get-more-money-to-pay-debt equation is saving. Do you find that you’re out of money before you get your next pay check? Are you always borrowing to buy things you can’t afford? Perhaps you have bad saving habits. In this part of the site, we show you how to make more out of what you already have by tweaking your savings habits.
Get Out of Debt: When it comes down to the wire, there’s no surer way to tackle debt than to face it head on. In this part of the site, we’ll give you hacks, tricks and strategies to manage your debt and get out of it quick! Not every tactic may work for you, but a single successful tactic may buy you the breathing room you need to get a foothold and start climbing your way out of debt.
Repair Your Credit: Your credit score is your personal finance scorecard. If you want to be a player in the world of finance i.e. you can get the loans you need, to invest the way you want, and live the way you want; then you have to show creditors your scorecard. If you’ve messed up in the past, that’s okay. In this part of the site we’ll hold your hand as we build your credit back up piece by piece.
Our mission
Our mission is to make houseofdebt.org an all-in-one resource that can guide Americans (or anyone) to develop healthy habits towards their household finances.
We believe that there are four core pillars to a financially healthy household. By changing our behaviors in saving, making more money, borrowing and managing our credit scores; you will begin to live a freer, healthier and happier life.
To have more money to pay down your debts, you’ve got to make more money. In this part of the site, we show you the side hustles and skills you need to build up your debt destroying army: dollars.
The second half of the get-more-money-to-pay-debt equation is saving. Do you find that you’re out of money before you get your next pay check? Are you always borrowing to buy things you can’t afford? Perhaps you have bad saving habits. In this part of the site, we show you how to make more out of what you already have by tweaking your savings habits.
When it comes down to the wire, there’s no surer way to tackle debt than to face it head on. In this part of the site, we’ll give you hacks, tricks and strategies to manage your debt and get out of it quick! Not every tactic may work for you, but a single successful tactic may buy you the breathing room you need to get a foothold and start climbing your way out of debt.
Your credit score is your personal finance scorecard. If you want to be a player in the world of finance i.e. you can get the loans you need, to invest the way you want, and live the way you want; then you have to show creditors your scorecard. If you’ve messed up in the past, that’s okay. In this part of the site we’ll hold your hand as we build your credit back up piece by piece.
Ready to make positive change in your household finances today? Click on any of the topics above to get started!