by Aidan Kang, CFA
Senior Writer
UPDATED: October 13, 2022

Regular dental visits are essential for maintaining healthy teeth and for preventing oral diseases. 

Despite being one of the most important appointments in our lives, people still avoid dental visits because of the anxiety over the high cost of dental services. 

Aspen Dental is a qualified medical group practice that specializes in endodontics and dentistry. It offers patients a full range of dental and denture services at affordable costs.

It allows patients to easily pay for their dental care visits using various insurance policies. 

This article will discuss the available aspen dental insurance plans and any other financing options this dental practice offers its clients. So, let us get started!

Aspen Dental Participates in Many Insurance Plans

Aspen Dental accepts the most popular insurance plans with available direct billing. However, there are some differences between each local clinic. 

It is up to each local Aspen Dental clinic to decide which insurance plans they will accept. 

So you should call in advance of your appointment to check the accepted insurance plans at your local dental practice (click on the link to find your local practice).

Example of insurance plans accepted by a local Aspen Dental clinic

An example of the insurance plans accepted by a local Aspen Dental in Longview, TX:

Ameritas Life Insurance CorporationUnited Healthcare DPPODental Directory Services
Aetna PPOZelis (previously Marverest Dental)Ameriplan
Connection DentalSolsticeCareington International
Cigna PPODental Health Alliance (DHA)Dental Network of America (DNOA)
Delta TRICAREAccess Dental NetworkBasix Dental Discount
Delta PremierQCD of America (discount)Ameriplan
Guardian Life Insurance CompanyDentegraAnthem Blue Cross Blue Shield
Government Employees Health Association, Inc (GEHA)Affordable Family Health ServicesSunlife
HumanaMetropolitan Life InsuranceUMR
Mutual of OmahaDecare DentalAvia

What you need to prepare before visiting Aspen Dental

When visiting an Aspen Dental clinic, their staff will ensure that you are able to maximize all your dental insurance benefits. 

They will also provide detailed breakdowns on estimates and expected benefits before your preferred treatment so that you can proceed with your appointment without worrying about the bill. 

However, you should still be familiar with your insurance policy and coverage in case your Aspen Dental clinic is not familiar with your insurance plan. 

You must know if your dental insurance policy includes the dental routine you are going in for. What its caps are, limits, and waiting periods.

You can also opt to contact your employer or insurance company for further clarification.

You are also within your rights to ask for breakdowns and estimates if your Aspen Dental clinic doesn’t present that to you automatically. 

Does Aspen Dental Take Medicaid?

Unfortunately, Aspen Dental does not participate in traditional state-funded programs, like Medicaid, Medicare, or Medicare’s unitedhealthcare insurance policy. 

The organization mainly takes insurance plans from private insurance companies, like those listed in the previous section. 

It is worth noting that they might accept Medicare Advantage, but remember that coverage depends on the location of your preferred Aspen Health office. 

So your best bet is to call the clinic.

Luckily, there are a variety of other dental practices that accept Medicaid. They include:

  • Kool Smiles
  • Goodland Dentistry
  • McGough & McGough Dentistry
  • DAAR Dentistry, among many others

Other financing and payment options at Aspen Dental

Other than accepting insurance plans, Aspen Dental also supports a wide range of payment options, such as: 

  • cash payments
  • personal checks
  • dental financing options
  • major credit cards, and 
  • third-party credit cards. 

They also accept third-party payment plans, like those that involve third-party financing and working with insurance plans.

One thing about Aspen Dental is that they will also help you come up with the best payment plan to make your treatment affordable. 

Furthermore, new patients above the age of 21 get a free exam and x-ray upon their first visit to an Aspen Dental practice.


If you are looking for top-notch dental care at reasonable prices, Aspen Dental is the ideal option.

Not only does it consist of qualified and licensed clinicians with years of experience and expertise, but it also offers patients a wide range of exceptional, transparent, and comfortable dental services.