Your credit score affects your capacity to get a loan with easy approval and get better rates when applying for one. For businesses, something very similar occurs. However, for the most part, business scores don’t have a uniform credit scoring system like individual scores do. Instead, various organizations offer specific credit scoring items. What is …
5 Best Ways to Improve Your Business’ Credit Score Read More »
So, you’ve filed for bankruptcy before and thought that would be a good fresh start. Unfortunately, things don’t always go your way despite giving your best efforts. Now that you’re facing another financial hardship, you might be wondering, how often can you file for bankruptcy? The short answer is as many times as you need. …
Medical debt has long been a common problem in the United States. Medical debt statistics in 2019/20 revealed that about 20 million Americans have a total of $45 billion worth of medical debt in collections. It’s no wonder why many people go under because of medical bills. A lot of people file for bankruptcy due …
Do you need cash to cover an unexpected financial need or a home renovation that’s been long overdue? A home equity line of credit (HELOC) may be the answer to the emergency funding you need. A HELOC is ideal for people who need cash over some time and who are willing to use their home …
How Long Does It Take To Get Approved For A Home Equity Line Of Credit? Read More »
Your credit report contains a lot of information about your credit and spending habits. They can affect your credit score positively or negatively. One of the things that used to be included in a credit report is the tax lien. How long does a tax lien stay on a credit report? The good news is …
What is Tax Lien and How Long Does it Stay on Your Credit Report? Read More »
Financial difficulties can happen to anyone at any time. Often, it can be unprecedented due to sudden unemployment (think Covid), an accident to self or loved ones, unexpected bills, and many other reasons, most unforeseen. In the United States, there are 191 million credit card owners, and 7 out of 10 Americans own at least …
How Often Do Credit Card Companies Sue for Non-Payment? Read More »
In the United States, 93 percent of Americans have at least one vehicle. Americans have been so car-dependent that the United States exceeded Europe in terms of car dependency. And that’s probably the reason why car dealership companies are rampant in the United States. In fact, cars have for many years been an important element …
Your credit report is a crucial record of your credit worthiness, and contains your credit score which is a quantitative measure by which you will be assessed by many financial institutions. As such, why wouldn’t you want to have a clean report? After all, credit agencies look at your credit report and score to determine …
How To Get Rid Of Closed Accounts On Credit Report Read More »
Everyone wants to earn extra cash or to get free gifts while doing what one enjoys or would do anyway. If you’re one of those who are looking for a side hustle to earn gift cards, why don’t you try gift card reward apps? You probably spend a lot of time online these days. So …
It can be challenging to study college, especially with limited financial sources. More than 50 percent of current college students in the US take out loans to continue their education. However, the costs of education go beyond just tuition. You have to pay for living expenses too. So, can you take out a student loan …
Can You Take Out A Student Loan For Living Expenses? Read More »
