How much college debt is too much? And what is a reasonable amount?

Education is the greatest gift a parent can give to their children. It can also be the greatest gift you can give to yourself. However, education isn’t affordable most of the time, mainly if provided by globally reputable and well-known institutions. But having proper education is the cornerstone to growth, development, and a financially stable …

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What does good credit do for you? Here are the advantages and benefits.

what to do with good creditdesktop

Everybody wants to have a good credit score. Your credit history affects your financial life significantly. It represents your creditworthiness whenever you apply for a loan. Did you know that the benefits of having good credit go beyond loan and credit card approval? You’ll get better car insurance and mortgage interest rates. You’ll find it …

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9 Simple Ways You Can Lower Your Mortgage Payment Without Refinancing

In today’s time, it isn’t easy to earn money. During the past year, the pandemic caused a significant drop in our world economy. 2020 left behind millions of people to struggle mentally, emotionally, physically, and of course, financially. With that, it might come in helpful to save and reduce spending. One such way is to …

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How Many Times Can You File Bankruptcy (And How Long Do You Have To Wait)?

how many times can you file bankruptcy

So, you’ve filed for bankruptcy before and thought that would be a good fresh start. Unfortunately, things don’t always go your way despite giving your best efforts. Now that you’re facing another financial hardship, you might be wondering, how often can you file for bankruptcy? The short answer is as many times as you need. …

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Medical Bankruptcies: can you file bankruptcy to clear medical debt?

does bankruptcy clear medical bills

Medical debt has long been a common problem in the United States. Medical debt statistics in 2019/20 revealed that about 20 million Americans have a total of $45 billion worth of medical debt in collections. It’s no wonder why many people go under because of medical bills and unmanageable health care costs. A lot of …

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