UPDATED: November 10, 2021

These days, it’s not always enough to hold down one full-time job. At the same time, many people wonder if there’s a way to make passive income to supplement their main check or to make some money while doing the same activities they’d already be enjoying while relaxing. Let’s dive into the best apps to make money on your phone.

Fitness Apps

1. Achievement

This activity-focused app will pay you while tracking your steps. The app makes money by pairing with health companies for their market studies, and you’ll stay healthier just by walking a lot to earn cash! The app also gathers additional data, like when you eat, when you sleep, and more. You can opt into additional challenges for other rewards and will ultimately be able to earn $10 in cash for every 10,000 points you collect.

2. HealthyWage

This moneymaking app allows you to earn cash by taking on weight loss challenges. You can either do an individual challenge or you can enter a team challenge to help other users lose weight. Everyone gets prize payouts based on a percentage of body weight loss. It’s a great way to motivate yourself to get fit while making a little side cash at the same time. After all, is anything more motivating than money?

3. Sweatcoin

Fitness fanatics will really appreciate this fitness-oriented moneymaking app. As soon as you download the app, it’ll start to run in the background and you’ll learn about 1 Sweatcoin for every 1000 steps you take. Doesn’t matter what you’re doing; you earn the points! Eventually, they add up to redeemable limits where you can get prizes, gift cards, and more. The only downside is that most prizes require up to 20,000 coins, so it’ll take a while before you can get anything decent.

Investment Apps

1. Acorns

Acorns is a robo-investing app that you can link to your bank account. As you purchase items eligible with the app, Acorn automatically rounds up to the next dollar and invests that amount into a special portfolio of ETFs. In essence, it allows you to play the stock market with that change, which adds up to big rewards over time. You only have to pay one dollar a month for their algorithm-refined robot investment service. It’s a great way to make money while spending money if you also like diversifying your portfolio.

2. Robinhood

Robinhood is perhaps the best-known stock trading up on the market today. It allows you to make your own investments through buying or selling stocks, options, and other securities without charging you a single fee. It’s extremely accessible and provides a sign-up bonus – you get a free share of stock whenever you sign up for the app. If you’re interested in trying your hand at the stock market, one of the best places to start.

3. Webull

This mobile stock trading app will allow you to make money by helping you make smart trades through robo-advisors. Best of all, you get access to real-time market data and analytical tools without having to deal with trading commissions. It’s an excellent alternative to Robinhood.

4. Worthy Bonds

Worthy Bonds is a bond-buying app that allows you to pick these up without having to visit an official site. The bonds you can purchase here have a fixed rate of return of 5% and each bond only costs 10 bucks. You can buy as many as you like and earn money through the interest that accrues weekly. All the bonds have a 36-month term, but you can cash them out whenever you like. It’s a great passive income stream you have some start-up cash to invest. 

Survey Apps

1. Google Opinion Rewards

Anyone who likes passing judgments on things will really appreciate this app. Download this app and you can complete several short surveys on subjects ranging from TV shows to store brands to restaurants and hotels. With every survey you complete, you get paid through Google Play credits or paid through PayPal, all the way up to one dollar per survey.

2. InboxDollars

This is another common moneymaking app where you get paid for doing various online tasks. You can do things like fill out surveys, play games, or use new apps, watch videos or purchase products, and much more. The points can be redeemed for gift cards or cash rewards through PayPal. All first-time users get a five dollars sign-up bonus, so it’s easy to start earning money right off the bat.

3. iPoll

This is another classic variation of the typical survey app. Provide a little personal information, then you get a few tasks to complete, like visiting stores and taking photos or testing of various products. You can alternatively complete new surveys that pop up all the time. Where you choose to do, you can cash out by earning rewards like gift cards. It’s a good choice if you spend lots of time taking surveys or browsing your favorite stores anyway.

4. Money Machine

Money Machine is an app that allows you to earn money through points by completing various tasks. These are things you’d already be doing while whittling away time, like watching YouTube videos or taking surveys online. It’s a little handier than other apps like it because it alerts you when a new offer shows up that it thinks you’ll like based on your browsing history. Rewards can be redeemed as PayPal cash.

5. Native

Native is an Android-only app that provides you with points by installing the app on your phone and collecting data. What data? You can check out products in the prices of those products in various participating stores or by completing surveys. Interestingly, you’ll also sometimes be asked to interview people about their opinions for different stores or brands. Basically, complete tasks, earn points and redeem those points for prices – pretty standard stuff.

6. Pinecone Research

This is a great staple survey app that’s head and shoulders above many competitors – most other apps require you to sink an inordinate amount of time into their activities to get any reasonable reward. Pinecone Research gives you three dollars for every survey you complete regardless of length or difficulty, so you know how much you’ll get from a given survey session. Plus, surveys are tailored to your interests based on your profile.

7. Prize rebel

This is an online survey app that allows you to earn money by, of course, taking surveys that are somewhat tailored to your personality or demographics. They’re actually one of the better choices in terms of payout efficiency – it’s not unheard of or even rare to earn between $10 and $12 an hour by taking a few surveys using the app. You just have to be smart to pick well-paying surveys instead of sticking with the cheap stuff.

8. Survey Junkie

As the name suggests, this app allows you to make money by taking surveys. Just complete a profile and answer some detailed information and Survey Junkie will provide you with surveys that are tailored to your personality or interests. As you complete surveys in your spare time, you earn points that can then be redeemed for prizes like gift cards at Amazon or Target. You can also cash out your money via PayPal.

9. Surveys On The Go

Surveys On the Go, well… allows you to take surveys on the go! You can set up a profile, and the app will automatically take your interests into account as they provide you with surveys to take for payment. Many of the surveys are pretty quick to complete, as they're little more than ratings of different products or shopping experiences. You get a free dollar as soon as you download the app to get started.

Gig Apps

1. Gigwalk

To become a “Gigwalker”, just download the app and start looking for jobs. The gigs are pretty diverse, including walking dogs, running errands, putting together furniture, and more. It's basically a job board hosted through the app for people who are looking for a little side cash without having a super-technical skill they can offer. Young folks needing some money for the weekend will love this.

2. TaskRabbit

This moneymaking app takes a little more effort than many other top choices. In a nutshell, it’s a service or job board app. You provide services to locals in your area, like helping them move furniture, cleaning a household, or building things. You can set rates, meet clients, and do all the physical labor you like for cash. It’s a great freelancing app through and through, especially for more general jobs or services (not specialized skills, like web design).

3. Airbnb

Almost everyone already knows and appreciates this app. You can use it either as a seller or renter. In a nutshell, Airbnb allows people with extra space in their homes to rent it to weary travelers. You can post pictures of the space and set a competitive price, along with list any bonuses or amenities included. Travelers create a portfolio that space renters can look at and approve or ignore based on their own needs or thoughts. It’s an excellent alternative to spending the night at a motel, and it’s often more affordable!

4. Amazon Seller App

This Amazon app allows you to scan barcodes for different products and immediately compare those prices to the same stuff on Amazon. Then, after you buy the products in question, you can resell them using the Amazon platform. It's quite possible to turn reselling on Amazon into one of the best side gigs in your repertoire… and some have even turned it into a source of full-time employment.

5. DoorDash

DoorDash allows you to act as a freelance delivery driver. Instead of taking people from place to place like you would with a ridesharing app, you’ll bring people’s restaurant orders straight to their doors. It’s a great way to make consistent side cash or can even work as a main job. But you have to work regular hours and during the busiest traffic slots in the day (i.e. mealtimes).

6. Field Agent

It’s an app with a more dramatic-sounding name than normal, but what it actually does is provide a job board for those looking to help local companies or small businesses. You can complete tasks for employers like visiting local stores, taking photos, or shopping for certain products. Additional tasks involve answering questions or taking surveys. Whatever you decide to do, you’ll earn cash for every mission completed, which can then be redeemed through direct deposit or Dwolla.

7. Foap

Like photography and want to make a little extra cash on the side? Use Foap. Can sell your photos and videos after downloading the app and placing your media on an online portfolio. If your work is ever wanted by an agency, another user, or even a corporate brand, you get paid and share the profits with Foap through a 50-50 split. Most sales are low-profit, but sometimes you can earn up to hundreds of dollars.

8. Gridwise

Add this app to your repertoire if you’re already a delivery driver. It automatically tracks your miles and can compare your earnings across different platforms. Basically, it’ll tell you where you can drive for the most profit and even which ridesharing app you should currently be engaged with. It’s a way to optimize your driving profits.

9. Instacart

This is a grocery shopping app. You can sign up as a shopper and earn money through commissions by carrying out the grocery lists of other people. You’ll then deliver their stuff to their door. You can get paid based on a bunch of factors, like how much your orders are, how many miles you have to drive, and how fast and accurate your shopping and that the. Average earning rates are around $15 an hour. You can also use the app as a buyer, of course.

10. Neighbor

This app allows you to make money through self-storage – if you have a little extra space that could be used by someone in need, you can rent out that space and make a small profit. It doesn't have to be an official storage unit: even your garage can count once you make a profile and list the space through the app marketplace.

11. Postmates

Unlike DoorDash, Postmates will have you be a delivery driver, walker, or bicycler. Rather than taking food, you’re a courier of other packages, and will be asked to make deliveries all around town. The app automatically updates you on new job opportunities and you can easily make up to $27 an hour based on your location and on how much you work. Pair the app with a bike and stay fit while making some side cash!

12. Rover

Dog lovers will love this app. You get to sign up as an official dog walker or pet sitter, whichever you like. You make a profile, list your qualifications, and apply to jobs or wait for someone to hire you. Best of all, you can maintain relatively consistent employment if you impress your clients – they might request you again and again! Note that this service is mostly worthwhile if you live in a metropolitan area where more users tend to collect. All in all, it’s a phenomenal app for those who firmly believe dogs are better than people.

13. Shopkick

Shopkick is another moneymaking app providing you up to eight activities to participate in. You can walk in the stores, make online purchases, watch videos through the app, scan barcodes of different products, and much more, all earning points that can be redeemed for prizes or gift cards through the app store. It’s a good choice for many since you don’t have to spend money to make money.

14. Uber Eats

Uber Eats is a spinoff of the classic Uber app. Instead of ferrying people from place to place, you’ll be picking up their food from participating restaurants and delivering it to their doors. You get a set cut of the profits and a certain amount of the tips that someone might fling your way. Bonuses, sign-up deals, and other similarities with the main Uber app apply here as well. Both of these apps do require that you have your own car.

15. Upwork

Upwork is one of the most well-known freelancer job board apps on the market, and it also has a desktop version. It allows employers to post jobs for freelancers of various skills and allows freelancers to make profiles and portfolios demonstrating said skills. Freelancers “bid” on certain jobs, so employers have their pick for the best person for the job in question. Extensive freelancer-friendly features like job alerts and chat channels make it one of the best options if you are self-employed.

16. Wag

Wag is another dog walking app you can take advantage of, particularly if you aren’t getting enough business from Rover alone. Just like with Rover, you set up a profile and can then apply for dog walking and dog sitting jobs all around your local area. Use both apps if you want to make the most of your time and earn as much cash as possible.

Private Driving Apps

1. Getaround

This car-rental app allows you to make money while your own automobile isn’t being used. You can list your car and rented out to other people whenever you don’t need it. Some folks manage to make several hundred dollars a month using this method – think about paying for car insurance all without sitting in your car yourself!

2. Lyft

This is the primary competitor to Uber, the main ridesharing app that most people know and use. Interestingly, you can sign up for this app even if you don’t have your own car. It comes with insurance, plus unlimited miles and maintenance included. This is a great way to make some side cash or to become a full-time driver, particularly if you don’t mind taxiing people around your city.

3. OnMyWay

This app is one of the most unique on the market – you get paid for being a safe driver. Once you download the app, it'll automatically track your location and detector speed and smartphone use. You earn points for the distance traveled safely, which can then be redeemed for prizes or cash. 

4. Uber

Everyone knows Uber at this point. You sign up you and your car, then can use the app to take passengers anywhere around your local area. You get to make your own hours and can benefit from guaranteed earnings promotions based on your geographic location and your seniority. Certain bonuses also apply based on the hours you work, and you can earn even more money from customers’ tips.

Apps For Selling Your Old Stuff

1. Tradesy

This app allows you to sell higher-end or more “authentic” items. Think brands like Chanel, Louis Vuitton, and Coach. You can connect with buyers and sell these high-quality products only after verifying the authenticity of the item in question. This also protects you if you want to do some buying yourself.

2. Bookscouter

This relatively unique app one of the best resources to help you find the retail price for various used textbooks and regular books. Take a picture of a book’s ISBN using your phone camera and you can immediately see what it’s worth on online marketplaces. If you decide to sell the book in question, Bookscouter makes it easy to create a shipping label and get it to a buyer. You can alternatively buy books you need using the app’s book marketplace.

3. Decluttr

Decluttr allows you to “de-clutter” your home, with a particular focus on digital media like DVDs, CDs, and video games. You can use the app to take pictures of items you want to sell. You'll immediately get an offer for the price, as Decluttr buys the media themselves and resells it to others. Shipping your stuff to the app’s distribution center is free and you usually get your money pretty quickly – in most cases, as early as the next business day through direct deposit.

4. Gazelle

Gazelle is an app that allows you to list your old or used devices like mobile phones, devices, and even laptops. Add one to the app marketplace and you'll get an offer in less than a minute. You can then ship your items for free and get paid via PayPal, check, or Amazon gift card.

5. Letgo

Like Decluttr, Letgo is an app that’s perfect for former hoarders who want to get rid of all their old stuff. Snap pictures of your things and the algorithms of Letgo will immediately assign a price. You can sell your stuff either to Letgo themselves or to other buyers in your area. Shipping is totally free and it’s a much better alternative to throwing out your junk when someone else could easily use it.

6. Mercari

This marketplace app allows you to sell your goods without having to meet the buyer in person like you do with Craigslist. You can list your personal junk or other stuff, set prices, and then ship your stuff to whoever buys it using printable labels that Mercari provides through your email address. They do take a 10% commission for all sales, but there's no fee for using the platform in general.

7. Poshmark

Check out Poshmark if you want to make some extra cash by selling your new and used clothing and accessories. It’s particularly good if you have a big closet you want to empty out. Shipping is totally free as the app provides you with a USPS Priority Mail label as soon as someone shows interest in one of your items.

Interesting Apps

1. Toluna Influencers

Influencing is one of the most unique industries to come out of the digital era. You can make money from this industry by leaving feedback or giving your opinions on various influencers and influencer-related brands. Thus, it’s a great choice if you’re already opinionated and would be sharing your thoughts and feelings on social media anyway! Why not make a little cash on the side? You can redeem the points you earn for gift cards to many of your favorite retailers like Amazon.

2. AppTrailers

Media fans will appreciate this moneymaking app. Watch some of your favorite video trailers, short videos on celebrity gossip, and other media while earning points at the same time. The points can be redeemed for gift cards, bonus offers, and sweepstakes entries. It’s a good alternative to surfing on YouTube – at least you make something while wasting time!

3. Earny

Anyone who already uses retailer apps or credit cards will want to check this out. Earny can hook up with your credit card accounts to search for different price drops or refunds that might apply based on the products you’ve recently purchased or are interested in. If you do manage to benefit from a refund, Earny gets 25% of the value – still, that’s 75% more of a refund you otherwise wouldn’t have been aware of without the app’s interventions.

4. Honeygain

Honeygain allows you to earn up to $30 a month by sharing 10 GB of your browsing data a day. Supposedly, that data is routed to data scientists that use it to create new apps, analyze browsing patterns, and figure out new cloud-based technologies. The app runs in the background and provides you with your rewards passively, so it doesn’t take any effort to earn the cash. A five-dollar bonus is included whenever you start.

5. Mobilexpression

This app acts as a market research panel; they’ll pay you in exchange for collecting data from your mobile phone. Once you download the app, and record your browsing habits anonymously and provide you with weekly credits you can then redeem for gift cards to many of your favorite retailers. It’s a great way to earn a small amount of passive income, though it’s not much: most report about $20 per year.

6. MyPoints

MyPoints is pretty similar to Swagbucks (see below), as it allows you to earn points for making purchases at participating stores and with top brands like Amazon, Home Depot, Target, and so on. As you earn the points, you can redeem them for gift cards and other prizes, or you can transfer cash great to your PayPal account. Sign-up bonuses include a $10 offer in the form of either an Amazon or Visa gift card.

7. Nielsen

Nielsen’s name is based on the Nielsen ratings that TV shows use to determine their profitability and success. Thus, this app can pay you up to $50 a year just by maintaining the app on your device – so long as it’s the one you primarily browse the Internet with. The app will collect anonymous data on your Internet usage, and it doesn’t drag down your device’s speed or data use. It doesn’t earn you much, but $50 free bucks is, well… $50 free bucks!

8. Perk Pop Quiz

Quiz-fanatics will really appreciate this moneymaking app. It presents you with sudden pop quizzes on anything you can imagine, ranging from movie quotes to human biology to music history. As you complete quizzes, you earn points, and then earn more points by winning the quizzes, of course. The point can be cashed in for credit card or gift card rewards. Even better, taking a quiz automatically enters you into a daily cash prize raffle for up to 50 bucks.

9. Slidejoy

This app is best for people who can easily ignore advertisements. By downloading this app, essentially sell your phone’s lock screen to be taken up by advertisements. You can, of course, choose to pursue more information about the ads or swipe right to your regular home screen. No matter what you do, you eventually earn “Carat” points that add up to cash that can be wired via PayPal or received as gift cards to your favorite retailers.

10. Snapwire

This app allows you to make money via smartphone photos. In a nutshell, you get points by snapping photos of different objects, products, barcodes, and more. You can also create a portfolio through the app and share photos with other people using it. In some cases, people might make requests for certain photos they need for projects – snap the photos, get points, and redeem them for rewards. It's another great app to use if you like photography already.

11. Tap Cash Rewards

Check out Tap Cash Rewards if you’ll already be wasting time relaxing but want to earn a little cash while doing so. It presents you with various apps or games to try or videos to watch while just chilling. You get points, and those points can become cash via PayPal. You can alternatively redeem the points for physical or digital gift cards. Simple!

Rent Out Your Vehicle

1. Outdoorsy

You can rent your RV using the Outdoorsy app, which features a peer-to-peer marketplace and allows you to earn several hundred dollars a day. The app handles all the bookings and payments and even comes with up to $1 million in insurance to handle things if someone does mistreat your home on wheels.

2. RV Share

Like Getaround, this app allows you to rent out your RV whenever you’re not using it. Rates are usually around $200 or more every day, and those who have lots of space with long rental timeframes can earn thousands of dollars per year.

3. Turo

Turo is really similar to Getaround. You can list your car and earn up to $10,000 a year just by allowing people to rent your vehicle when it’s not being used. The app comes with a calculator to see how much you can potentially earn based on the vehicle’s make and model or condition.

Cashback Apps

1. Fetch Rewards

Fetch Rewards is an app where you can earn cashback by taking pictures of your receipts. There are over 250 brands that qualify for the points algorithm, so chances are high that you already have several receipts in your purse or kitchen drawer that can count. As you earn points by taking pictures of receipts, you can redeem those for gift cards to many of your favorite retailers. Basically, if you already shop frequently, you’re doing yourself a disservice by not taking advantage of this app.

2. ibotta

ibotta is a cashback app that provides you with three methods for moneymaking. You can upload receipts to the app whenever you make one of the eligible purchases. Or you can link store loyalty cards to get special offers. Finally, you can make purchases at eligible stores using the app itself. Basically, do the tasks ibotta assigns and you’ll be well on your way to getting cash wired directly to your account.

3. Swagbucks

Swagbucks is perhaps one of the most well-known cashback programs you can use via an app for your mobile device or your desktop. Basically, you earn proprietary points for shopping, browsing the web, watching videos proffered by the app, or by answering surveys. You get paid through gift cards and you even get nice sign-up bonuses up to 10$ in point value to sign up soon and make a qualifying purchase.

4. Checkout 51

This moneymaking app allows you to earn points through coupon deals. In essence, you can search for coupons using its extensive database, then save the coupons before your next grocery trip. You can then use those coupons to earn cashback whenever you purchase products or groceries from the top brands in the country. If you’re the designated grocery shopper in your family, this is the app for you.

5. Dosh

Dosh’s app provides you with cashback rewards whenever you make a purchase at any participating retailer or outlet using your connected credit card. It's an excellent choice if you already use your credit card for most of your purchases. For instance, you can use your credit card to fill up your gas tank every week and get a little passive income while doing so. You can also cash out via PayPal or direct deposit, so it’s nice not to have to go through gift cards if you just want plain ol’ cash.

6. Drop

This simply-named app is a moneymaking alternative that provides you with points and you shop at aligned stores or brands. Unlike other moneymaking apps, you can never redeem their points for PayPal cash. But you do get to redeem it for gift cards to many of your favorite stores like Starbucks, Amazon, or Netflix.

7. Fluz

Use credit cards a lot? Try Fluz. Connect your credit cards to the app (it lets you partner with most major credit card brands and companies), then let the app make a virtual gift card for any order your about to make. As you pay through the app instead of with your credit card itself, you get between 1% and 35% cashback. Easy! You can cash out your rewards or save the app credit for future purchases.

8. Freebird

You can use Freebird if you want some cashback rewards whenever you use a ridesharing service or eat out. It provides you with tons of offers so you can get deals, coupons, or take advantage of discounts whenever they crop up.

9. Mistplay

This app rewards you with cashback as you discover and play new games on your Android phone. The app proffers you with new games to try out, and the more you play those new games, the more you get digital units that can be cashed in for various gift cards to top brands. If you’re always browsing the Google Play store looking for new ways to whittle away the hours, this app might be a great choice for you.

10. Mobee

This secret shopper cashback app proprietary points whenever you complete certain “missions” at associated stores. You can do things like answer survey questions, take photographs or record barcodes inside the store in question, and so on. Then you redeem the points for gift cards to big retailers like Amazon. Keep in mind that it takes a while to redeem your rewards – up 48 hours in some cases.

11. OfferUp

OfferUp is essentially a cashback app that allows you to sell your used things to people locally in your area. It’s pretty similar to Craigslist in that respect. You can upload pictures and descriptions of the items and set a price, then accept bids. You can use this app as a marketplace, too, buying things on the cheap and selling them for a higher price. You don’t need to meet your buyers or sellers in person – the app runs a shipping service for sales across the country.

12. Rakuten

Formerly known as eBates, Rakuten is a shopping app that allows you to earn a percentage of cashback whenever you shop at one of their eligible retailers. Basically, you earn money by spending money! There are plenty of coupons to benefit from and you get paid automatically every three months as long as you earn at least $5.01 every quarter.

13. Receipt Hog

This is a receipt-based cashback app. In a nutshell, whenever you present the app with a receipt, you get credit through the app’s interface. The credit can then be redeemed for various rewards like gift cards or cash back through PayPal. The only exceptions are a few nonparticipating store chains and restaurants. So definitely consider giving it a try if you spend lots of time and traditional retailers.

14. Seated

This cashback app allows you to earn rewards whenever you eat out – so pick it up if you hate cooking! You can earn up to 30% cashback on each meal you make, although keep in mind that most of the restaurants where the app applies are fairly high-end, rather than places like McDonald's. Additionally, it's currently only available in major metropolitan cities like NYC, Chicago, and Boston, although more cities are reportedly soon to be added to the network.

15. Wikibuy

This cashback shopping app lets you easily compare prices between different online retailers so you can always get the best deal. You’ll also benefit from a host of coupon codes that are always refreshed, so you can browse Amazon and other retailers while spending as little money as possible for the products you want. Even better, shopping through the app online allows you to earn cashback that can be redeemed for purchases at big retailers like Walmart.com, JCPenny, and more.

Savings Apps

1. ShopTracker

This app comes with a rewards program that will pay you if you let them track your different Amazon purchases. This gives them the data they need to understand the Internet marketplace better, so it’s a great way to get passive income while doing your regular Amazon shopping.

2. Billshark

This is a great way to save money over the long-term. You can reduce your monthly bills for wireless TV, Internet, security, and more just by taking a picture of your existing electronics bill through the app. They’ll then negotiate your bill down to a lower price or at least get you a discount over the long-term.

3. Honey

This app is another great choice if you like to earn points while doing most of your standard browsing or computer-scrolling activities. It automatically searches for coupons for most of your favorite shopping sites by detecting your browsing history. Even better, you can add it to your browsers on your desktop or laptop computers and save money to matter where you want to shop online. It doesn’t tend to drag your performance down or inundate you with advertisements.

4. Lucktastic

Earn a little lucky money through Lucktastic, which provides you with a plethora of scratch and win games that you don’t have to pay a dime for. If you do get lucky, you can win prizes, points to be redeemed for other prizes, or even real cash. Tickets you win can be redeemed for sweepstakes entries, gift cards, magazine subscriptions, and much more. It's a great choice if you already like playing the lottery and the like.

5. Trim

Trim is an artificial intelligence app that provides organizational assistance for your finances. As an example, it can dive deep into your email history and link various subscription accounts to tell you whether you're paying too much for those services. It can also do more complex things like assist you in your retirement goals, help you save money over the long-term, and help you identify good insurance providers. Everything is encrypted, of course, so you don't need to worry about your bank account suddenly becoming vulnerable.