Does the IRS send text messages? How to avoid fake IRS text

You might’ve received text messages that looked like IRS notifications. However, you’re not sure if they’re legit. Tax scams are everywhere, so it’s right to be suspicious. You’ve come to the right place. We checked official Internal Revenue Service (IRS) sources to understand the process it follows when communicating with taxpayers. We also looked into …

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What is synthetic identity theft and how to avoid it?

As people who thrive in the digital world, we own several online accounts built for different purposes. However, threats like synthetic identities can affect our online security, making us vulnerable to identity thieves.  Synthetic ID theft can go undetected for months and years. If you don’t know what to look for, you’ll leave your information …

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How to protect yourself against student loan forgiveness scams

Paying for student loans can be challenging, especially as a fresh graduate navigating the real world. Wouldn’t it be nice to have your loan forgiven? Unfortunately, student loan forgiveness scams are rising.  While legitimate institutions offer student loan forgiveness, criminals have found ways to infiltrate the process and further ruin your finances. Scammers can be …

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How to dispute your credit report with TransUnion

If you’ve recently checked your credit report and found discrepancies, act fast. Incorrect information on it may translate to a lower credit score that can ruin your financial health. Sometimes, they may even be signs that someone has stolen your identity. Here we’ll teach you how to file a credit report dispute with TransUnion. This …

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Are virtual mailboxes safe? Best virtual mailbox services

Snail mail is becoming an obsolete concept in a virtual world. Logistically, it’s hard to maintain a physical address, especially if you move frequently or travel often. Still, it’s useful to have a mailing address where you can receive important documents, parcels, bills, and other pieces of mail. Virtual mailboxes bridge the gap between the …

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