Bankcruptcy

Can One Spouse File Bankruptcy Alone (And How Does it Affect Your Non-Filing Spouse)?

Financial hardships may come at some point, and sometimes your only way out is through bankruptcy. Can you file it without your spouse?  Yes, you can file for bankruptcy without your spouse. And it makes the most sense when you and your spouse keep your finances separate, or you don’t want to affect your spouses’ …

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What Happens to Your Car in a Chapter 7 Bankruptcy – Can you Keep it?

When you need to file for bankruptcy, it can be a stressful time. As you struggle to find the right solution and get debt relief, many things can make this process even more complicated. A Chapter 7 bankruptcy filing erases your debts, but there’s a catch. If you have any assets, they will be taken …

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Can Filing Bankruptcy Stop Foreclosure and Let You Keep Your House?

Nobody wants to lose their home after years of working hard. Unfortunately, life circumstances could get in the way, and you may find yourself amidst financial hardship. When you receive a foreclosure notice, you’re at risk of losing your home. As you think of a way out, filing bankruptcy may come to mind to avoid …

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how many times can you file bankruptcy

How Many Times Can You File Bankruptcy (And How Long Do You Have To Wait)?

So, you’ve filed for bankruptcy before and thought that would be a good fresh start. Unfortunately, things don’t always go your way despite giving your best efforts. Now that you’re facing another financial hardship, you might be wondering, how often can you file for bankruptcy? The short answer is as many times as you need. …

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does bankruptcy clear medical bills

Medical Bankruptcies: can you file bankruptcy to clear medical debt?

Medical debt has long been a common problem in the United States. Medical debt statistics in 2019/20 revealed that about 20 million Americans have a total of $45 billion worth of medical debt in collections. It’s no wonder why many people go under because of medical bills and unmanageable health care costs. A lot of …

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What does reaffirming your debt mean in a Chapter 7 Bankrupcy? Pros, Cons and More.

Many people are facing less than ideal financial situations. If you’re one of them, you probably feel like you’re in an endless cycle of paying back your debt and then borrowing again. It seems impossible to catch up, especially when you’re living from paycheck to paycheck. Or worst still, not having a paycheck. With your …

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How much do you need to be in debt before filing bankruptcy?

Are you late on paying your bills? Maybe you’re being hounded by debt collectors? Is your financial situation stressing you out? Being in this situation could make you consider filing for bankruptcy. You’re probably thinking that bankruptcy will solve all of your money problems and maybe it will. However, there are many different questions that …

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