Credit Repair

Your financial future can determine your life’s trajectory, so preparing as early as possible is essential. Apart from your income, your financial life also encompasses credit lines. And to successfully apply for credit, you typically must go through credit pulls.  Conducted by lenders, credit pulls can affect your credit score. You must keep your credit …

What are credit pulls and who use Equifax, TransUnion, and Experian? Read More »

You might have made financial mistakes in the past that affected your credit, but now, you might want to improve your credit score so you can access better financial products. If you’re considering DIY credit repair, it may seem daunting and complicated. We hear you. So, we’ve scoured the web for the best credit repair …

12 best credit repair books to read now Read More »

Owning different credit lines can be a real challenge, especially once we get behind on credit card payments. While we know that unpaid credit accounts eventually go to a collection agency, there are bogus agencies that might try to scam you. At the same time, however, late payments will stay on your credit report for …

Is Penn Credit Corporation legit or scam collection company? Read More »

Are you planning to buy a home, but your credit score is around 650? You might already know that a 650 credit score won’t qualify for the best interest rates, so you need to prepare and ensure that you can get the best possible deal for your credit score. To help you, we’ve gathered the …

How much mortgage can you borrow with 650 credit score? Read More »

If you’re like most people, you probably don’t check your credit report very often. You probably don’t give it a second thought until there’s something wrong – like when you apply for a mortgage and get denied.  That’s why if there’s one thing you should be checking for regularly, it’s any mistakes or negative items …

What is “consumer disputes after resolution” on credit report? Read More »

Are you concerned that these old, closed accounts are hurting your credit score? Many people have a hard time getting these accounts removed because the process can be confusing and intimidating. It can be frustrating when you’re trying to improve your credit score and these outdated accounts are preventing you from doing so. Fortunately, there …

Sample letter to remove closed accounts from credit report Read More »

When you have bad credit, or you need immediate money even when your credit is good, sometimes it’s hard to access traditional financing. If you’re looking for an alternative option, you might have heard about Snap Finance. But if you’re focused on building credit, you might wonder, does Snap Finance report to credit bureaus? Is …

Does Snap Finance report to credit bureaus? Read More »

Have you been working hard the past years, yet you haven’t saved much? Did you make financial mistakes in the past that hurt your credit until now? You’re not alone. But if you’re planning for a big financial decision in the near future, like buying a house or a car, you’d want to build your …

What is a primary tradeline and how to add one to your credit? Read More »

After years of hard work, you feel you’re ready to buy a car. Unfortunately, your past financial mistakes are hunting you with a credit score of 600. Can you get a car loan with a 600 credit score? The short answer is yes, but there are also other factors that lenders consider when approving your …

Can you get a car loan with 600 credit score? Read More »

If you’re still renting after years of working hard and saving up, you probably dream of buying your own home soon enough. Unfortunately, if you have a 500 credit score, you’ll doubt if you’ll ever get approved for a home loan. We hear you. A lot of people make financial mistakes that result in bad …

Can you get a home loan with 500 credit score? Read More »