We all deserve second chances, especially when it comes to credit. Thankfully, there are ways to get a loan that won’t require credit checks. And by qualifying for a loan and repaying it on time, you have the chance to improve your credit score. Self, a credit-builder loan app, claims to help patrons do this. …
How does Self lender work (and is it a legit credit builder)? Read More »
Building good credit with student debts to pay off and daily expenses to think about can be challenging because you may have limited options. Past financial mistakes may have prevented you from opening traditional bank accounts. Now that you’re trying to build your savings and credit, what do you do? Thankfully, various options can help …
Where to open a bank account with no credit check Read More »
Repairing your credit may be more difficult than starting from scratch. You are attempting to demonstrate to credit card companies and lending institutions that you will likely make loan repayments on time despite errors or misfortunes beyond your control. Before you begin rebuilding your credit, you must first determine where you are starting from. Your …
What Are the Top Methods You Can Use for Credit Repair Read More »
Your credit score will have an impact on many different aspects of your life. It is used to determine whether or not you are eligible for loans and other credit products. However, it doesn’t just affect borrowing. Your credit score might be checked if you apply for a job in a certain industry such as …
Timeshare, also called vacation ownership, is a popular option for those who love to go on vacations. However, a change in financial situation, not to mention the restricted travel that’s been set in place because of the coronavirus pandemic, makes committing to an annual vacation spot impractical and perhaps senseless. You’re probably wondering, how to …
Timeshare Exit – How to Get Out of a Timeshare Without Ruining Credit Read More »
Credit is an important element in financing. When you need money, you rely on credit. When you’re buying property, you rely on credit. However, credit is something you can’t build overnight. You can’t have an outstanding credit status in just a month. So, how do you build your credit score? Some say, “Go to the …
Many Americans have poor credit. If you’re one of them, you can boost your credit score and improve your overall financial standing in various ways. If you’re in a rush to get an increase in your credit score, one of the quickest ways to do so is to piggyback on someone else’s credit. This strategy, …
Does Credit Card Piggybacking still work? Here’s what it is, and how to do it. Read More »
Building credit is not an easy goal to achieve especially when there might be instances when you’ve failed to keep up with your obligations. In effect, this may have severely impacted on your credit score. With a low credit score, it’ll be harder to access financing from banks, and lenders will be hesitant to give …
A credit score, which ranges from 300 to 850, determines your creditworthiness. It affects finances in more ways than you can imagine. It helps you get home loans, car loans, credit card loans, personal loans, and more. It also affects you when you’re looking for a job or a new apartment. If you wish to …
If you’re thinking of applying for a new credit card, you’ve probably heard about the terms pre-qualification and pre-approval. Although many people use these terms interchangeably, they are actually different from one another. So what exactly is pre approved vs pre qualified credit cards? Let’s take a closer look at pre-approved vs. pre-qualified credit cards. The …
