Your credit report plays a huge role in your financial life. It contains details of your previous financial transactions and your current credit standing. This report helps creditors decide whether to approve your loan application or not. It also helps them determine if you have the financial capacity to pay back the money you wish …
Are you having student loan problems? Well, you’re not alone. As of 2020, around 45 million Americans collectively owe $1.56 trillion US Dollars in student loan debts. Yes, that’s definitely a lot of money making student loans the second highest consumer debt in the United States, behind only mortgage debt. The more alarming fact is …
How to get defaulted or delinquent student loan info off your credit report Read More »
Your credit score is one of the most important aspects of your financial life. If you’re planning to buy a house, get a new car, or acquire a personal loan, most creditors will refer to your credit history to see whether you are a good risk. It will also be used to determine what deals …
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“I have bad credit and I need to rent a house.” This is one of the many dilemmas that countless people face these days. Whether you’re moving to a new home within the city or relocating to a different state, the process of renting a house can be complicated. Things are made more difficult if …
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Having a tax lien can be very stressful. If you were informed that you have a tax lien, you might have a lot of questions on how it could affect your financial situation and your properties. You might be wondering whether it will impact your credit score and how long will it stay on your …
How Long Does A Tax Lien Stay On A Credit Report? Read More »
Nobody wants to get evicted from their homes. However, it happens more than expected and for different reasons. Unfortunately, it can also affect your credit record. If you’ve faced such an unfortunate circumstance, you know how difficult it is to repair your damaged credit rating, not to mention its negative effects on your loan and …
You may have experienced financial difficulties in the past that prevented you from settling some of your bills and credit lines. Unfortunately, those hurt your credit score. Now, things may have gone well for you, and you want to get a car loan or move to a new place. However, negative items on your credit …
How Much Will My Credit Score Increase If Negative Items Are Removed? Read More »
If you believe that the number of hard inquiries showing up in your credit report is hurting your credit score, you might be wondering whether it is possible to remove these from your credit report. A hard inquiry or also referred to as a “hard pull” takes place when a lender pulls your credit report …
Can You Really Remove Hard Inquiries From Your Credit Report? Read More »
If you fall behind your auto loan payments or defaulted on a car title loan, your lender typically has the right to repossess or take back your car. A repossession is a way for lenders to recoup your debt. When this happens, not only will you lose your mode of transportation, it will also damage …
How Can I Remove A Repossession From My Credit Report? Read More »
If you’re drowning in debt and you don’t have any way out, bankruptcy could be the only option that could save you and give your finances a fresh start. It’s an opportunity to wipe the slate clean and start over with the hopes that you’ll make smarter financial decisions this time around. However, many people …
How To Get A Bankruptcy Off Your Credit Report Early? Read More »
