How to get defaulted or delinquent student loan info off your credit report

Are you having student loan problems? Well, you’re not alone. As of 2020, around 45 million Americans collectively owe $1.56 trillion US Dollars in student loan debts. Yes, that’s definitely a lot of money making student loans the second highest consumer debt in the United States, behind only mortgage debt. The more alarming fact is …

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How Much Will My Credit Score Increase If Negative Items Are Removed?

You may have experienced financial difficulties in the past that prevented you from settling some of your bills and credit lines. Unfortunately, those hurt your credit score. Now, things may have gone well for you, and you want to get a car loan or move to a new place. However, negative items on your credit …

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Can You Really Remove Hard Inquiries From Your Credit Report?

If you believe that the number of hard inquiries showing up in your credit report is hurting your credit score, you might be wondering whether it is possible to remove these from your credit report.  A hard inquiry or also referred to as a “hard pull” takes place when a lender pulls your credit report …

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