Millions of people in the United States are struggling with crippling levels of debt. For many, debt has become a way of life, and they see no end in sight. And for sure, debt can be crippling. It can keep you from achieving your goals and dreams, it can cause tremendous stress and anxiety, and …
Several Options To Help You Get Out Of Crippling Debt Read More »
Maintaining multiple credit lines while managing various interest rates can be taxing and ultimately detrimental to financial health. Thankfully, debt consolidation provides a solution by combining outstanding debt into a single loan with a manageable monthly payment. Debt consolidation is exceptionally helpful because it can remove the stress of juggling multiple credit cards, student loans, …
What You Should Consider When Applying for Debt Consolidation? Read More »
You’ve graduated from college and your student loans are going to be due before you know it. You use a calculator and discover your minimum payment is going to be more than you can afford unless you can find some ways to earn money to make your student loan payments. You certainly don’t want to …
Ways to Earn More Money for Student Loan Payments Read More »
Most people have heard of the global financial crisis (GFC) of 2008, but its full effect has been hard to follow. So can the tangible effects of the 2008 crash on the housing economy still be felt today? What was the GFC Exactly? To make things simple and easy to understand, we’ll start from the …
The Effects Of Post-GFC Regulations On The Housing Economy Read More »
Did a collection agency contact you about a previous debt that you’re not familiar with or you’ve already paid off? Is the collector insisting the debt is yours and demanding that you pay it immediately? Don’t give in! Before you entertain their claims or make any payment arrangements, you need to make sure that the …
How to Write A Debt Verification Letter to a Collection Agency Read More »
Getting under a mountain of debt is not something you’d want to experience. Unfortunately, some life circumstances could lead to that. When your debt is in the hands of the collectors, getting the calls asking you to pay what you owe can be dreadful and stressful. Should I answer debt collector calls? It may have …
You’ll have no time to think about tax debt when your loved one dies. However, the IRS debt won’t go away. It needs to be addressed at some point. The question now is who is responsible for IRS debt after death? The decedent’s (deceased person) estate administrator or executor will be responsible for paying off …
Drowning in debt might be one of the most stressful predicaments you can experience in your life. Aside from the inability to pay, creditors will be pressuring you to pay your due obligations. This situation is not a pleasant one. How can one prevent or recover from insolvency? Perhaps you’ve heard of the term “debt …
You know that payday loans are usually a bad idea. They’re expensive and they trap people in ways that are hard to get out of. The problem is you keep getting sucked back into the vicious cycle of debt because they seem like such an easy fix when you need money quickly. If you’ve been …
How to Get Out of High Interest Payday Loans Legally Read More »
There’s some common confusion about prepaid debit cards and bankruptcy judgments. But can debt collectors take money from prepaid cards? What If the Court decides in favor of the creditor, what can a debt collector garnish? Can a prepaid card be garnished? Can they include your Starbucks or Amazon card? Today having many prepaid cards is common …
Can Debt Collectors Take Money From Prepaid Cards? Read More »
