What You Should Consider When Applying for Debt Consolidation?

Maintaining multiple credit lines while managing various interest rates can be taxing and ultimately detrimental to financial health. Thankfully, debt consolidation provides a solution by combining outstanding debt into a single loan with a manageable monthly payment. Debt consolidation is exceptionally helpful because it can remove the stress of juggling multiple credit cards, student loans, …

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How to Write A Debt Verification Letter to a Collection Agency

Did a collection agency contact you about a previous debt that you’re not familiar with or you’ve already paid off? Is the collector insisting the debt is yours and demanding that you pay it immediately? Don’t give in! Before you entertain their claims or make any payment arrangements, you need to make sure that the …

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Can Debt Collectors Take Money From Prepaid Cards?

There’s some common confusion about prepaid debit cards and bankruptcy judgments. But can debt collectors take money from prepaid cards? What If the Court decides in favor of the creditor, what can a debt collector garnish? Can a prepaid card be garnished? Can they include your Starbucks or Amazon card? Today having many prepaid cards is common …

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How to Stop IRS Debt if You Owe Back Taxes and Get Federal Tax Relief in 2021

How Can I Get My Tax Debt Forgiven

You’re expected to pay your taxes each year. While some taxpayers receive news that they’re entitled to a refund, others find out that they owe the IRS hundreds or even thousands of dollars. Worse, many of them don’t have the cash to pay off their tax debt. If you’re facing that dilemma, you’re probably wondering, …

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