You’re expected to pay your taxes each year. While some taxpayers receive news that they’re entitled to a refund, others find out that they owe the IRS hundreds or even thousands of dollars. Worse, many of them don’t have the cash to pay off their tax debt. If you’re facing that dilemma, you’re probably wondering, …
How to Stop IRS Debt if You Owe Back Taxes and Get Federal Tax Relief in 2021 Read More »
Having unsettled credit card debt can be very stressful. If you are delinquent in your monthly payments, the late fees and penalties will also add up and before you know it, this could result in ballooning your debt. In some cases, these penalties can even make up a significant portion of your total debt amount. …
How To Settle Credit Card Debt With Citibank Yourself Read More »
Have you received a call from a debt collector informing you that you owe them money? Did you discover an unpaid debt on your credit report for an account that you don’t know? If you find yourself in any of these situations, you have to dispute that debt with the credit bureaus right away. If …
How to dispute debt collections (with sample letters) Read More »
Your credit report contains a lot of information about your credit and spending habits. They can affect your credit score positively or negatively. One of the things that used to be included in a credit report is the tax lien. How long does a tax lien stay on a credit report? The good news is …
Federal and State Tax Liens: Do you Have One? How to Go About Removing It? Read More »
More often than not, what your spouse owns, you own too, and vice versa. What about the money you owe? What if you have debt that your spouse wasn’t aware of before? It can be stressful, especially when debt collectors start calling you and threatening you with wage garnishment. Can my spouse be garnished for …
You experience high levels of stress if you have piling debt and you struggle to pay your bills. Things take a turn for the worse when debt collectors threaten to have you arrested if you don’t pay your credit card debt. Understandably, you may worry. Can you go to jail for unpaid credit card debt? …
Can You Go To Jail For Unpaid Credit Card Debt? Read More »
You’re drinking your morning tea, and someone knocks at your door. This man gives you an envelope, and you’re wondering what’s inside. Upon opening it, you see that it’s a collection lawsuit from your creditor. In other words, you’ve been served! Receiving a collection lawsuit is not a pleasant thing. However, don’t be too stressed …
Getting deep into debt is never an easy experience for anyone. If you’ve missed paying your bills or you’ve defaulted on your loans, you’ll be hearing from debt collectors sooner or later. According to the National Consumer Law Center, debt collectors are one of the top reasons behind the complaints on the Federal Trade Commission’s …
Can A Debt Collector Call Multiple Times A Day? Read More »
So, you have some unpaid debt and your creditors are trying to collect what you owe them. Now, you find your bank account frozen because of a court judgment, and you wonder, “How long can a creditor freeze my bank account?” A bank account may remain frozen for no specific period or up until you …
How Long Can A Creditor Freeze Your Bank Account Read More »
“Does IRS debt ever go away?” is a common question for many people who are worried if they can ever get rid of their tax debts. What many taxpayers don’t know is that the IRS has a limit on when they can collect taxes and after this time, the debt cannot be legally collected anymore. …
