If your lifelong dream is to buy a house of your own but you’re worried that your income level won’t get you approved for a home loan, you might have heard that getting an FHA loan is your only chance. FHA mortgages are loans that you can use to buy a house in the United …
FHA mortgage benefits and downsides (compared to a conventional loan) Read More »
If your bills are looming and your paycheck won’t make it into your bank account in time, then you might have heard that a payday loan can help tide you over this rough patch. However, for those of us with bad credit scores, the chances of getting approved by a payday lender is often very …
Where Can You Get A Payday Loan With No Credit Check? Bad Credit Score Welcome! Read More »
When you find your dream property, the cost is often the only thing standing in your way. In 2020, the majority of people take out a mortgage on their property to afford the total cost. Mortgage lenders come in many forms with some based in banks and others in independent companies. Finding the right mortgage …
Are you in the process of going back to school only to find out that you cannot qualify for further financial aid because of a previous student loan that is in default? This can be a very frustrating experience especially if you currently do not have the required funds to pay for your tuition and …
Here’s How To Get Student Loans Out Of Default To Go Back To School! Read More »
If you’re facing student loan problems, you’re not alone. You’d probably be surprised or even shocked to know that 1 million people default on student loans each year. When your student loan goes in default and you continue to ignore it, not only are you still liable to pay the entire amount, but you’ll also …
What is student loan rehabilitation and how will it get you out of default? Read More »
Do you know that 20% of title loans result in the repossession of a borrower’s vehicle? Yes, that means 1 in 5 people who get title loans loses their car because they are unable to repay the debt owed. A lot of times, many car owners who take out title loans do it because it’s …
How To Get Out Of A Title Loan Without Losing Your Car? Read More »
You need cash… fast! The problem is, you’re not employed at the moment so getting that end-of-the-week paycheck is not in the equation. What are you going to do? Where are you going to pull out that cash right now? Well, you’re not alone. You’re just one of the 33 million Americans who are unemployed …
Where Can You Get Emergency Loans If You’re Unemployed? Read More »
For instance, you are planning to sell your house; therefore, instead of applying for a new loan, you will just transfer the mortgage to the new owner. However, is this even possible? The answer is, “IT DEPENDS” since in the first place, when you sell your house, the buyer should get his/her own mortgage, and …
Can You Sign Your Mortgage Over To Someone Else? Read More »
Getting financing for your business is hard enough, but a study done by the US Small Business Administration (SBA) shows that minority entrepreneurs have a harder time getting the funding they need for their businesses. If they have bad credit, things get even more difficult. When it comes to lending, minorities are generally classified as …
Small Business Loans for Minorities with Bad Credit Read More »
Paul Krugman has an excellent column this morning hitting many of the same themes we discuss in our new book. As he puts it: In the end, the story of economic policy since 2008 has been that of a remarkable double standard. Bad loans always involve mistakes on both sides — if borrowers were irresponsible, so were the …
