Most Americans will end up taking some form of loan in their lifetime. Among the most common are student loans. Student loans introduced in 1958 in response to Cold War fears that the USSR was gaining a technological edge. While the Cold War eventually ended, the new system didn’t, and now it helps most college …
6 Different Types Of Loans That Everyone Should Know Read More »
For some types of businesses, how fast you can build up your initial momentum can make all the difference. You need to be flexible and competitive in some markets, and you have to use all the leverage you can get to gain an advantage over your competitors. If you want to maximize your company’s initial …
How to Accelerate the Growth of Your New Business Read More »
Most people have heard of the global financial crisis (GFC) of 2008, but its full effect has been hard to follow. So can the tangible effects of the 2008 crash on the housing economy still be felt today? What was the GFC Exactly? To make things simple and easy to understand, we’ll start from the …
The Effects Of Post-GFC Regulations On The Housing Economy Read More »
Prequalifying is a great option to enhance the odds of personal loan approval. It can also help you get the best rates on a personal loan, and this process will not potentially hurt your credit score. What Does Prequalifying For a Personal Loan Mean? If you get prequalified for a personal loan, you receive a …
VA loan is a flexible, no down payment required mortgage option that is offered to veterans, active service members, and surviving spouses who wish to buy a house as their primary residence or refinance an existing loan. It’s issued by private lending companies and backed by the US Department of Veterans Affairs (VA). Since its …
Even if you receive a mortgage pre-approval, your loan can still be denied for various reasons, such as a change in your financial situation. How often does an underwriter deny a loan? According to a report, about 8% of home loan applications get denied, depending on the location. If you don’t want to be part …
Buying a car is not easy for a mid-range income earner. Most people rely on financing to buy a car. However, there’ll be a time in your life when you’ll need to buy two cars, or more. Perhaps, you and your spouse both need cars. Your child might be going to college, and you want …
At some point in most people’s lives, there might be a need to get a loan for some large purchase. It could be for a house, a vehicle, or a business. Irrespective of your current financial status, it’s beneficial to have some fundamental knowledge to guide you before you submit an application. One of the …
15 Tips to Up Your Odds of Getting Approved for a Home Loan Read More »
It’s not always easy to make ends meet, and if you’re on a limited income, it can be even harder. If you’re like many Americans, one common struggle is to find affordable housing. The cost of rent is rising year after year. This is the reason why a lot of people are looking for ways …
Top 5 Misconceptions About Income Restricted Apartments Read More »
You’ve finally decided that it’s time to move into an apartment on your own. This can be a very exciting time because it means you can have the space all to yourself. But such a decision can also be really expensive. If you’re not careful, you could end up spending more than your paycheck on …
7 Practical Budgeting Tips for Apartment Expenses Read More »
