Telehealth services are trending due to the global COVID-19 pandemic. There are insurance companies that are constantly expanding coverage and cost-sharing for virtual consultations with doctors and pharmacies. All this is to ensure people do not infect anyone or get infected by anyone with the coronavirus. The quarantine and lockdown restrictions around the world have …
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Most Americans will end up taking some form of loan in their lifetime. Among the most common are student loans. Student loans introduced in 1958 in response to Cold War fears that the USSR was gaining a technological edge. While the Cold War eventually ended, the new system didn’t, and now it helps most college …
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For some types of businesses, how fast you can build up your initial momentum can make all the difference. You need to be flexible and competitive in some markets, and you have to use all the leverage you can get to gain an advantage over your competitors. If you want to maximize your company’s initial …
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Most people have heard of the global financial crisis (GFC) of 2008, but its full effect has been hard to follow. So can the tangible effects of the 2008 crash on the housing economy still be felt today? What was the GFC Exactly? To make things simple and easy to understand, we’ll start from the …
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Prequalifying is a great option to enhance the odds of personal loan approval. It can also help you get the best rates on a personal loan, and this process will not potentially hurt your credit score. What Does Prequalifying For a Personal Loan Mean? If you get prequalified for a personal loan, you receive a …
VA loan is a flexible, no down payment required mortgage option that is offered to veterans, active service members, and surviving spouses who wish to buy a house as their primary residence or refinance an existing loan. It’s issued by private lending companies and backed by the US Department of Veterans Affairs (VA). Since its …
Even if you receive a mortgage pre-approval, your loan can still be denied for various reasons, such as a change in your financial situation. How often does an underwriter deny a loan? According to a report, about 8% of home loan applications get denied, depending on the location. If you don’t want to be part …
Buying a car is not easy for a mid-range income earner. Most people rely on financing to buy a car. However, there’ll be a time in your life when you’ll need to buy two cars, or more. Perhaps, you and your spouse both need cars. Your child might be going to college, and you want …
At some point in most people’s lives, there might be a need to get a loan for some large purchase. It could be for a house, a vehicle, or a business. Irrespective of your current financial status, it’s beneficial to have some fundamental knowledge to guide you before you submit an application. One of the …
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It’s not always easy to make ends meet, and if you’re on a limited income, it can be even harder. If you’re like many Americans, one common struggle is to find affordable housing. The cost of rent is rising year after year. This is the reason why a lot of people are looking for ways …
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