Building credit is not an easy goal to achieve especially when there might be instances when you’ve failed to keep up with your obligations. In...

Having good financial habits is very important and could help you to reach your long-term goals. One important part of this is having a good...

A credit score, which ranges from 300 to 850, determines your creditworthiness. It affects finances in more ways than you can imagine. It helps you...

There’s some common confusion about prepaid debit cards and bankruptcy judgments. But can debt collectors take money from prepaid cards? What If the Court decides in favor...

If you’re thinking of applying for a new credit card, you’ve probably heard about the terms pre-qualification and pre-approval. Although many people use these terms...

Property managers and landlords evaluate applicants based on several factors, including your credit score. A higher credit score means you’ll have better chances of securing...

Poor credit history affects many financial transactions you make. It’ll be harder for you to take out a loan or apply for a new credit...

If you’re trying to find a job, the last thing you need is bad credit getting in your way. There are many reasons why people...

If you’re an entrepreneur or a business owner, there will come a time when you’ll need more funding. Whether it’s for launching a startup or...

It’s good to be doing well financially and be able to settle your debts. You know that your debts are recorded in your credit report....