Credit is an important element in financing. When you need money, you rely on credit. When you’re buying property, you rely on credit. However, credit is something you can’t build overnight. You can’t have an outstanding credit status in just a month. So, how do you build your credit score? Some say, “Go to the …
Many Americans have poor credit. If you are one of them, there are various ways to boost your credit score and improve your overall financial standing. You can start paying off your debts, get a secured credit card, make timely payments, and dispute negative entries on your credit report. However, these methods usually take time …
Building credit is not an easy goal to achieve especially when there might be instances when you’ve failed to keep up with your obligations. In effect, this may have severely impacted on your credit score. With a low credit score, it’ll be harder to access financing from banks, and lenders will be hesitant to give …
Having good financial habits is very important and could help you to reach your long-term goals. One important part of this is having a good credit score, which will allow you to qualify for low-interest rates on mortgages and other loans. Due to the importance of it, you should check your credit score on a …
Reasons Why it is Important to Check Your Credit Score Regularly Read More »
A credit score, which ranges from 300 to 850, determines your creditworthiness. It affects finances in more ways than you can imagine. It helps you get home loans, car loans, credit card loans, personal loans, and more. It also affects you when you’re looking for a job or a new apartment. If you wish to …
There’s some common confusion about prepaid debit cards and bankruptcy judgments. But can debt collectors take money from prepaid cards? What If the Court decides in favor of the creditor, what can a debt collector garnish? Can a prepaid card be garnished? Can they include your Starbucks or Amazon card? Today having many prepaid cards is common …
Can Debt Collectors Take Money From Prepaid Cards? Read More »
If you’re thinking of applying for a new credit card, you’ve probably heard about the terms pre-qualification and pre-approval. Although many people use these terms interchangeably, they are actually different from one another. So what exactly is pre approved vs pre qualified credit cards? Let’s take a closer look at pre-approved vs. pre-qualified credit cards. The …
Property managers and landlords evaluate applicants based on several factors, including your credit score. A higher credit score means you’ll have better chances of securing a rental property. It will also help you stand out from among other applicants who are also interested in renting the apartment that you want. Property managers and landlords want …
What Credit Score Is Needed To Rent An Apartment? Read More »
Poor credit history affects many financial transactions you make. It’ll be harder for you to take out a loan or apply for a new credit card. You need to rebuild your credit first so that you’ll have higher chances of getting approved for new credit and obtaining better loan terms. If you’re looking for options …
If you’re trying to find a job, the last thing you need is bad credit getting in your way. There are many reasons why people end up with a poor credit rating and it can be hard to get around these issues when you’re trying to find work. However, being denied a job because of …
