Repair Your Credit

Does Credit Card Piggybacking still work? Here’s what it is, and how to do it.

Many Americans have poor credit. If you are one of them, there are various ways to boost your credit score and improve your overall financial standing. You can start paying off your debts, get a secured credit card, make timely payments, and dispute negative entries on your credit report. However, these methods usually take time …

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Reasons Why it is Important to Check Your Credit Score Regularly

Having good financial habits is very important and could help you to reach your long-term goals. One important part of this is having a good credit score, which will allow you to qualify for low-interest rates on mortgages and other loans. Due to the importance of it, you should check your credit score on a …

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Can Debt Collectors Take Money From Prepaid Cards?

There’s some common confusion about prepaid debit cards and bankruptcy judgments. But can debt collectors take money from prepaid cards? What If the Court decides in favor of the creditor, what can a debt collector garnish? Can a prepaid card be garnished? Can they include your Starbucks or Amazon card? Today having many prepaid cards is common …

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Pre Approved vs Pre Qualified Credit Cards

If you’re thinking of applying for a new credit card, you’ve probably heard about the terms pre-qualification and pre-approval. Although many people use these terms interchangeably, they are actually different from one another. So what exactly is pre approved vs pre qualified credit cards? Let’s take a closer look at pre-approved vs. pre-qualified credit cards. The …

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