Saving & Budgeting

Can you get a free cell phone from the government?

You need a new phone. Unfortunately, you don’t have the budget. How can you get a free phone with no money?  We live in a modern, tech-dependent society that relies on smartphones for communication. These devices perform various functions, from phone calls to video chats, so it’s no exaggeration to say that they’ve become a …

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Does Venmo have a limit? (Daily, weekly transaction limits and more)

Did your Venmo payment not push through? If so, then you might have hit the Venmo instant transfer limit without even realizing it. Venmo ranks among the most popular mobile payment platforms today. Reports even indicate that Venmo broke past 40 million users back in 2019. While Venmo offers a convenient, user-friendly money transferring platform, …

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Free budget sheet template (monthly printable planners & worksheet)

Do you want to get your financial life in order but don’t know where to start? If you’re looking to be more responsible with your money, a budget is a great way to start. But creating a budget can be tricky because it’s easy to overestimate or under-estimate your spending. That’s where using a free …

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How to get a free car: new and old cars for low-income families

You live in an area where cars serve as the primary mode of transportation. However, you’re not in a position to purchase a vehicle right now, so you scour the net for cheap cars under $1,000. Fortunately, you don’t have to get an unreliable bucket. Several charity organizations and private institutions provide free car programs …

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What time does money deposit into bank? US banks’ deposit times

Are you waiting for your direct deposit to hit your bank account?  If you’re like most people, you probably spend the first few minutes of your workday checking your bank account to see if direct deposits have already hit.  Wondering what time your paycheck will be in your account can be nerve-wracking, but it doesn’t …

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Where can you get free furniture: couches, desks, chairs, and more

Are you in need of furniture for your house but are faced with budget challenges? There are places where you can have sofas, beds, mattresses, dining tables, and chairs, for zero dollars—we kid you not. If you know where to look, you can score good deals on free furniture—most of them used (but in good …

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Free food subscription boxes: trial meal kit delivery

So you want to try meal kits and you wonder, can you get free food boxes delivered to your home without even paying the meal kit subscription fees yet? That’s possible! Meal kit industry pioneers like Blue Apron and Hello Fresh entered the market in 2012. They initially catered to seniors living independently.  However, as …

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Best apps to save money on groceries (cash back, rewards and more)

Do you want to save money on your groceries? Groceries make up a significant portion of an individual’s or family’s budget and can easily swell if not well-managed. If you do the grocery shopping, you may have noticed that prices are higher than in past years. Retail food price inflation is already at a 20-year …

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