When you opened your bank account with Chase, they gave you a routing number and account number. These are crucial numbers. Without them, you cannot complete basic bank transactions like making direct deposits, tax payments, reordering checks, or receiving funds from other banks.
Should you incorrectly enter an account or routing number and the transaction is validated, the designated financial institution may reject and return the cash, causing delays. You are also unlikely to be refunded any fees incurred. Worse still, the funds in transit may end up in the wrong account, and recovering the funds is not an easy task.
Therefore it is important to know where to find your Chase routing number and account number. Read all the way to the end to make sure you’re getting the correct numbers so that you don’t face any mishaps!
How to Get Your Routing Number and Account Number from a Chase Check
A routing number, also known as a routing transit number (RTN), or American Bankers Association (ABA) routing transit number is a code that specifies the bank that manages your bank account.
The Chase Bank routing number is a 9-digit RTN unique to Chase Bank. The first four digits are the Federal Reserve identifiers. Second, the following four digits identify the bank. And, the last number is the check digit, validating the first eight numbers for a successful money transfer.
Note that Chase Bank has 24 routing numbers in the US as follows: –
|Nueva York – Sur del estado||21000021|
|Nueva York – Norte del estado||22300173|
1. Why Should You Know Your Chase Bank Routing Number?
The Chase Bank routing number helps other banks route money transfers to the Chase customer accounts. It is a convenient and secure feature, guaranteeing the safety of funds in transit between Chase Bank and other banks.
As a Chase bank account holder, you will need to quote your routing number to identify the recipient bank when: –
- Paying for goods and services online or using a mobile phone app
- Scheduling a domestic electronic funds transfer (EFT)
- Transferring funds from your account using checks
- Making Social Security payments and other utility payments
2. Locating Your Routing Number on the Chase Check
The Chase routing number is a 9-digit code at the bottom left side of a Chase personal check.
An account number is a unique set of numbers and character codes identifying a bank account holder.
The Chase Bank account number comprises a 9-digit code that the bank uses to identify the account holder. The bank also refers to the number when posting debit and credit transactions. More so, Chase Bank allocates the account numbers internally to classify and control the various customer accounts.
1. Why Should You Know Your Chase Bank Account Number?
You need your Chase Bank account number for all transactions in and out of your bank account.
2. Locating Your Account Number on the Chase Check
Your Chase Bank account number is at the bottom center of your Chase personal check. It is the set of numbers after the routing number and before the check number.
Other Ways to Find Your Routing Number and Account Number If You Don't Have a Checkbook
We are in the digital era where most financial transactions are paperless. Then, suppose you are making a transaction online or via the Chase mobile app, you can still find your routing number without the checkbook as follows: –
Using the Chase Mobile® app
Here is how to find your account number on the Chase app: –
- Download and install the Chase Mobile® app from the Apple Store or Google Play Store to your smartphone
- Log into your bank account via the Chase Mobile® app
- Under your account tile, click “ Show Details”
- Your routing and account numbers will display
Via Online Banking at Chase.com
- Sign in to your account at Chase.com
- Locate the last four digits of your account number at the top box, above your account information
- Click on “See full account number” to reveal the rest of the account number digits and routing number
By Referring to Your Monthly Statement
Did you sign up to receive monthly e-statements? If so, check for the routing and account numbers at the top right corner of one of your statements. Still, you can sign in to your Chase Bank account and click on the “Statements” button appearing below your account balance.
Checking a Local Bank Routing Number Directory
Do you remember the state or region where you opened your Chase Bank account? Your routing number corresponds to the state where you opened your Chase Bank account. Use the name of your state to search for your routing number in the routing number directories available online.
Calling Your Bank Relationship Manager
Finally, you can always call your Chase Bank relationship manager and get help in finding your routing or account numbers.
Out of the five methods, we recommend using the Chase Mobile® app as the fastest, convenient, and time-efficient method to retrieve your bank account information on the go.
Are There Other Ways To Send And Receive Money Without Using A Routing Number?
If you still cannot access your Chase Bank routing number, you can send and receive money using the following methods: –
Download mobile wallets like Google Pay, Apple Pay, or Samsung Pay to your smartphone. Follow the instructions on the app to link to your credit or debit card account number. Now add money from your account to your mobile wallet and use it to pay for goods and services or send to other account numbers using this e-wallet.
Buy a money order from your local bank or post office. Mail it directly to the recipient. Money orders take time, depending on the final destination of the recipient.
Money Transfer Services
Below is a sample of money transfer services you can use to send or receive money without using a routing number: –
- Western Union
The business checking routing numbers and account numbers are safe and convenient codes for making financial transactions into and out of your account. You can identify these two numbers at the bottom of a check leaf. Otherwise, sign in to your account via the Chase Mobile® app, check your monthly statement, local bank routing directory, or call your bank representative. Still, use your e-wallet, money order, or third-party money transfer services to send or receive money without the routing number.