How To Get Free Money (You Just Need To Know Where To Look!)

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manny

in

Published on July 26, 2020

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A lot of people believe that there’s no such thing as free money but believe in or not there is! Well, at least in America. There are various ways to get free money as long as you’re looking (or asking) in the right places.

 If you’re desperate for cash, there are places where you can turn to that could help you out. Whether you’re just looking for a quick $5 or you need help with paying your rent, check out this wide-ranging list that will show you where to get free money.

1. Swagbucks

How much can you get?

$5 Bonus on signup

What do you need to do? 

Go to Swagbucks.com and sign-up for an account and you will instantly get a $5 bonus. Since the minimum cash out limit is only $3, this means that you can instantly exchange that for a gift card or send it to your PayPal. If you want to earn more, you can try answering surveys, watch videos, print coupons, and watch videos through Swagbucks. There are also great cashback deals you can take advantage of.

2. Inbox Dollars

How much can you get?

$5 Bonus on signup

What do you need to do? 

Inbox Dollars is another site where all you need to do is sign up to get $5. The only catch with this site is you need to earn a minimum of $30 to cash out the money. To get to that amount, you can do a variety of simple tasks like completing polls, research, and filling out surveys.

3. Jobs2Shop

How much can you get?

$5 Bonus on signup

What do you need to do? 

You have to go to the site, sign up, and you’ll get your $5 bonus, however, you’ll have to keep doing different online tasks and activities like playing games, checking websites, and watching videos to get to the $25 minimum earnings that will enable you to cash out. You can get paid $0.20 to $2 per task so if you are quite active on the site, it shouldn’t take a long time to cash out.

4. MyPoints

How much can you get?

$10 Visa or Amazon gift card when you spend $20 on your first purchase and up to 40% cashback

What do you need to do? 

MyPoints is a blend of a cashback rewards app and a survey app. When you sign up, you get $10 when you spend at least $20 through the MyPoints shopping portal. This is not a bad deal especially if you’re going to buy something online anyway. There are also various cashback offers of up to 40%. So, if you spend $100 on a particular product with a cashback offer, you can get $40 back. That’s free money right there!

5. Shopkick

How much can you get?

$2 for 500 kicks you earn

What do you need to do? 

Get paid for walking into stores you normally go to anyway. When you sign up for Shopkick, there are different ways you can earn “kicks”, which is the currency used in the app. You can earn kicks by walking into their partner stores, scanning barcodes, scanning your receipt, watching videos, or making online purchases.

How many kicks can you earn? It will depend on what you choose to do. Just walking into a store like Target gets you 25 kicks while going inside Best Buy earns you 50 kicks.

6. Checkout 51

How much can you get?

$5 bonus after redeeming your first offer on the app and up to 35% cashback

What do you need to do? 

Sign up for this grocery cashback app to get offers of up to 35% cashback. When you redeem your first cashback offer, you’ll also get a $5 bonus. You will need to reach $20 cashback to cash out via PayPal.

7. Ibotta

How much can you get?

$20 Welcome bonus when you redeem specific offers in the app

What do you need to do? 

You have to download the app and redeem offers to get the welcome bonuses. If you redeem any in-store offer, you get $10 Welcome Bonus; $5 Welcome Bonus for redeeming a Mobile Shopping offer; and a secondary $5 Welcome bonus for an in-store Mobile Shopping offer.

8. Rakuten

How much can you get?

$10 Welcome bonus when you place a qualifying order with a minimum of $25 within 90 days of joining; Up to 10% cashback and free gifts

What do you need to do? 

If you shop online a lot, you can join Rakuten and shop through its portal. You can get cashback rewards just by shopping and also get free gifts from participating retailers. Welcome bonuses of up to $20 are up for grabs when you redeem offers in the first 90 days of joining.

9. Mobilexpression

How much can you get?

10 Amazon gift card after being an active member for 1 week

What do you need to do? 

You have to install the app on your phone for at least one week to get the $10 reward. Take note, however, that Mobilexpression will record your internet behavior while it’s installed on your device.

10. Sweatcoin

How much can you get?

$1 for 20 Sweatcoins (estimate) for PayPal

What do you need to do? 

Walk, walk, and walk more to earn Sweatcoins. For every 1,000 steps you take, you can earn 1 Sweatcoin. You can use the Sweatcoins you earn to buy stuff from the marketplace but if you want it exchanged for PayPal cash, the equivalent is $1 for 20 Sweatcoins. While walking 20,000 steps may seem like a lot of work for a dollar, it’s a great way to get paid for something you do every day.

11. TANF (Temporary Assistance for Needy Families)

How much can you get?

The amount will depend on your state, family size, and family income.

What do you need to do? 

TANF is a government program under the Office of Family Assistance for disadvantaged families with children below 18 years old. You have to apply through your local county office and meet the program requirements.

 The maximum monthly benefit will depend on the state you live in and your family situation. For example, the maximum monthly benefit for a single-parent family with two children for the following states are as follows:

  •  Mississippi – $170
  • Texas – $290
  • Illinois- $432
  • California – $714
  • New York – $789
  • New Hampshire – $1,039

12. HCV Program (Housing Choice Voucher Program)

How much can you get?

Up to 60% of your rent or housing cost

What do you need to do? 

To qualify for Housing Choice Vouchers (formerly known as Section 8 vouchers), your family’s income must be below 50% of the median income in the county or metropolitan area you reside in, plus meet other requirements. If you get approved, you can get housing assistance in a house of your choosing as long as it meets the program requirements. Contact your local PHA to find more info.

13. SNAP (Supplemental Nutrition Assistance Program)

How much can you get?

The amount will depend on your state, family size, and family income. The maximum monthly benefit can range from $194 per month for 1 person to over $1,000 for a family of 8 people

What do you need to do? 

SNAP is formerly known as the Food Stamp Program, which is the government’s program offering money for food. Eligible families receive a pre-loaded debit card that they can use to buy food at supermarkets, groceries, and retailers that agree to take SNAP benefits. To apply, check your state’s SNAP website.

14. LIHEAP (Low Income Home Energy Assistance Program)

How much can you get?

The amount will depend on your state, family size, and family income. Click here to find the minimum and maximum benefit levels

What do you need to do? 

This is a program that provides cash grants to help you with heating or cooling utility bills. To be eligible, you need to meet income guidelines and program requirements in your state. You can apply by calling your state’s LIHEAP office, contact the toll-free phone number at 1-866-674-6327, or send an e-mail to energy@ncat.org.

15. Business Grants

How much can you get?

Amounts vary depending on the grant

What do you need to do? 

Go to Grants.gov or your local Chamber of Commerce to find non-scientific and scientific government grants available for people who want to start their own business. Other companies and organizations that provide business grants include the following:

16. Pell Grants for College

How much can you get?

$6,345 maximum Federal Pell Grant award  for the 2020–21 academic year

What do you need to do? 

This is open for undergraduate college students only, meaning you do not have a degree yet. Unlike a student loan, this grant does NOT need to be repaid. You can apply by submitting a Free Application for Federal Student Aid (FAFSA®) form.

17. Lifeline

How much can you get?

$9.25 discount per month

What do you need to do? 

Lifeline is the program of the Federal Communications Commission that provides low-income consumers discounts on monthly phone services and internet services. You must show that your income is equal to or below 135% of the Federal Poverty Guidelines or you participate in other federal assistance programs like Medicaid or SNAP. Use the National Verifier system to apply.

18. 2-1-1 Program

How much can you get?

Amounts vary depending on the specific type of assistance

What do you need to do? 

This is a program run by the United Way Worldwide that connects people to available assistance programs in their states. You can use this to find assistance for food, housing, job training, service for veterans, health care, etc. You can dia 211 on the telephone or go to 211.org to find available programs near you.

19. Volunteer Income Tax Assistance

How much can you get?

Free tax preparation and possible tax refunds

What do you need to do? 

If you make less than $54,000 a year, have a disability, or speak limited English, you could apply for this program to receive free tax return preparation. IRS-certified volunteers will help you to make sure your tax bill is as low as possible and if you are eligible for tax refunds.

20. Unemployment Benefits

How much can you get?

The amount depends on your state but the average person receives $378 a week.

What do you need to do? 

Due to the Covid-19 crisis, states are revising their laws concerning unemployment benefits. Aside from people who have lost their regular jobs, people who are self-employed and those who are gig workers are now eligible to receive unemployment assistance.

21. Unclaimed Money

How much can you get?

The amount depends if you have unclaimed money

What do you need to do? 

Check out various websites that list down whether you have unclaimed funds or not, which may include your uncashed employment checks, housing or utility deposits, or forgotten tax refunds.

22. Benefits.Gov

How much can you get?

The amount depends on the type of assistance or benefits you’re applying for

What do you need to do? 

This is the official benefits website of the U.S. government that acts as a one-stop-shop to find information about the available benefits you may have access to. You can check out benefits regarding disaster relief, healthcare, loans, and financial assistance by going to this website.

Knowing Where to Get Free Money

Many Americans do not realize that there are many ways to get free money, whether through easy online sign-ups, cashback rewards, or by applying for financial assistance programs. If you’re in a difficult place financially, you can check out these recommendations to get free money.

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