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Although you find peer-to-peer transfers on Cash App and Venmo convenient, you can’t seem to transfer money between the two platforms. You’ve probably even tried linking different bank accounts.
Cash App and Venmo typically have the same purpose. As competitors, it’s only natural that they wouldn’t support direct third-party platform transfers—especially since they both want to monopolize the industry.
Sadly, you also can’t send money to your personal accounts. This restriction might come as an inconvenience in situations where you can only use either your Cash App or Venmo, not both.
If you find yourself with a similar dilemma, don’t worry. Our team understands the ins and outs of peer-to-peer payment apps, and we can give you several workarounds.
We’ll help you move money from your Cash App and Venmo wallets without limitations.
Stick with us until the end. Otherwise, you might waste time on failed transactions and lose money on unnecessary Venmo fees for receiving money.
Let’s dive into Venmo and Cash App wallet transfers!
Table of Contents
- 2 Ways to Transfer Money from Venmo to Cash App
- How to Transfer Money From Cash App to Venmo
- Venmo to Cash App Transfer Limits
- Venmo and Cash App Transfer Fees
- Venmo and Cash App Card FAQs
- Hassle-Free From Venmo to Cash App Transfers
2 Ways to Transfer Money from Venmo to Cash App
Again, neither Venmo nor Cash App supports direct transfers to each other. However, you can serve as the link if you have an account on both platforms.
1. Set Up Direct Deposits to Your Cash App Account or Cash Card
You can set up direct deposits to your Cash App wallet by using it as a bank account. You’ll use the ABA routing transit number of your Cash App wallet or Cash Card.
- Step 1: Launch Cash App and click the balance at the bottom left corner of your screen. Doing so leads you to the My Cash section.
- Step 2: Scroll down past the Add Cash and Cash Out buttons, then hit the Cash button.
- Step 3: Now, you’ll see your virtual Cash App Cash Card on the screen. Take note of the account and ABA routing numbers.
- Step 4: Exit Cash App and launch Venmo.
- Step 5: Click the three horizontal dots at the top of the homepage to access the settings, select payment methods, hit the Add a Bank or Card button, then tap Bank.
- Step 6: Enter the ABA routing and account number of your Cash App Cash Card. If you don’t have a Cash App Cash Card, you’ll have to undergo a brief identity verification process.
- Step 7: Confirm the information, and the linking should be finished.
2. Link Cash App and Venmo Apps to the Same Bank Account
If the method above doesn’t work, try linking your Venmo and Cash App wallet to the same bank account.
However, only use this trick as a backup plan. Transferring money between three different accounts takes longer, plus you’ll have to pay transaction fees.
Nonetheless, here’s a brief primer on the process. We divided this workaround into three different sections.
Adding a Bank Account to Your Venmo
- Step 1: Head over to Venmo’s website or launch the app on your phone.
- Step 2: Hit the gear icon at the top of the page to access the Settings page, then tap Payment Methods.
- Step 3: Select Add a Bank/Card and tap the Bank button that pops up.
- Step 4: Input your preferred bank account’s ABA routing number and account number.
Transferring From Venmo to a Linked Bank Account
- Step 1: Launch the Venmo app, scroll to the Manage Balance section, and tap the button with the three lines. Hit the Transfer to Bank or Transfer Money popup.
- Step 2: Enter the amount you wish to send.
- Step 3: The app will prompt your two transfer options: Instant and 1-3 Biz Days. The Instant Transfer option charges a 1% fee and reflects in real-time, while the latter option takes up to three days but has no fees.
- Step 4: Select your preferred bank account and hit transfer. Note: Again, your Venmo and Cash App wallets should have the exact linked bank accounts for this workaround.
Transferring From a Bank Account to Your Cash App Wallet
- Step 1: Launch Cash App and head over to the Balance section.
- Step 2: Hit the Add Cash button, then input the amount you need to move, although you might have to deduct a 1% transfer fee for Instant Transfers.
- Step 3: Authenticate the transfer with your passcode, face ID, or fingerprint.
- Step 4: The funds should reflect in your Cash App wallet.
How to Transfer Money From Cash App to Venmo
Send money from your Cash App wallet to your Venmo card by using the latter as a bank account.
- Step 1: Launch Cash App and tap on your balance at the bottom of the screen to access the My Cash section.
- Step 2: Hit Add Bank. Input the ABA routing number and account number of your Venmo card or account.
- Step 3: Finalize the form, hit Submit, then double-check your linked accounts.
- Step 4: Go back to the My Cash section and tap Cash Out.
- Step 5: Choose between a Standard and Instant Transfer. Again, the latter will send funds in real-time, but it also charges a 1% fee.
- Step 6: Check your Venmo wallet and see if the transaction went through.
If the method above doesn’t work, you can also try transferring money to the same bank account linked to your Venmo wallet.
Venmo to Cash App Transfer Limits
Plan your fund transfers ahead of time so that you don’t hit your weekly limits, which are as follows:
Unverified Cash App Transfer Limits
Verified Cash App Transfer Limits
Unverified Weekly Venmo Transfer Limits
|Mastercard Debit Card Purchases||$299.99|
Verified Weekly Venmo Transfer Limits
|Mastercard Debit Card Purchases||$6,999.99|
Venmo and Cash App Transfer Fees
Both Venmo and Cash App charge a 3% transaction fee on transfers deducted from linked bank accounts. However, you can waive the fees by using your wallet or debit card.
Venmo and Cash App Card FAQs
Is this your first time using Cash App Cash Card and Venmo Mastercard debit card? Don’t worry! You can get a better grasp by going through some questions users commonly ask when requesting these cards for the first time.
Why is Venmo Declining My Cash App Card?
The top three reasons why Venmo might decline your Cash App Cash Card include:
- Insufficient Funding: Venmo rejects Cash App Cash Cards with inadequate funds to perform specific transactions.
- Geo-Restrictions: Some users need to input the same zip codes in their Cash App Cash Card and Venmo account.
- Fraud Prevention: Venmo might block your Cash App Cash Card if it detects any suspicious activities. Of course, this doesn’t mean you’ll automatically get flagged. But you might need to present documents proving you don’t use your accounts for illicit transactions.
How to Get a Venmo Card?
Venmo offers the Mastercard debit card. You can use it in any brick-and-mortar or online store that processes card payments.
Note: The Venmo Mastercard debit card differs from its credit card. It’s not a loan, so you won’t need to submit your income requirements and credit history, plus the application wouldn’t need a hard inquiry.
To request your Venmo Mastercard debit card:
- Launch the Venmo app and tap the gear icon to access Settings.
- Hit the Venmo Card button, then the app will brief you on the card’s features and limitations.
- Scroll through the information and hit the Get the Venmo Card button.
- Choose your card’s color, then input your name, birthdate, contact information, and the last four digits of your Social Security number.
How to Get a Cash App Card?
The Cash Card serves as Cash App’s customizable debit card. You can use it to transact with merchants that don’t accept Cash App but process card payments.
To request a Cash App Cash Card:
- Launch Cash App on your phone.
- Hit the Get Cash Card button and tap continue.
- Input your delivery address, contact details, and other personal information.
- Finalize the submission form. You’ll receive the physical card within one to two weeks.
Hassle-Free From Venmo to Cash App Transfers
Overall, the quickest way to move money between Cash App and Venmo is to use the other as a third-party bank account. The whole process should only take an extra minute or two.
However, this workaround only applies to personal accounts. You currently can’t send money from Venmo to third-party Cash App users and vice versa, even if you register them as your friends and family.
Let’s say you need to transfer from Venmo to your sibling’s Cash App account. You’ll need to move the Venmo funds to your Cash App wallet first before transferring the money to a third-party Cash App account.
Regardless of your purpose, keep these workarounds in mind moving forward. We suggest bookmarking this article for easy reference the next time you need to transfer money to your Cash App and Venmo wallets.