Nowadays, many people are struggling with a bad or negative credit score. As you may already know, a credit score determines your creditworthiness among lenders, such as banks, for example. The fact of the matter is that people ruin their credit score without even realizing it and if you don’t check your credit history frequently, …
If you’re looking to improve your credit score, a 609 credit repair letter may be just what you need. This type of letter is tailored specifically to address the errors on your credit report that are dragging down your score. In this article, we’ll discuss the 609 credit repair letter and how to write one …
What is 609 credit repair letter and how to write one? [Sample] Read More »
If you’ve ever received a call from Pioneer Credit Recovery, there’s a good chance they were trying to collect a debt that you owed. However, ignoring a debt collector won’t make the problem disappear–it could worsen it! In this post, we’ll explain why Pioneer Credit Recovery is calling you and what you can do to …
Here’s why Pioneer Credit Recovery is calling you Read More »
When pulling credit reports, Experian and Equifax serve as the industry standard. Millions of lenders, employers, landlords, and financial institutions worldwide trust these organizations for accurate ratings. With that said, their ratings aren’t 100% identical. You’ll notice several discrepancies and inconsistencies if you compare your Experian and Equifax reports. Is one better than the other …
Experian vs Equifax: What’s the difference and which is better? Read More »
TransUnion and Experian are two of the three major U.S. credit bureaus. They provide credit reports to millions of merchants, employers, landlords, lenders, and commercial banking institutions worldwide. You’ll also need your reports from them to monitor your credit score. After all, financial institutions refer to their ratings when credit checking an organization or individual. …
Transunion vs Experian: Why is your credit score different? Read More »
You might have an asset repossessed, and now you think you’re ready to buy a new one, but your credit report still has the repossession in the record. Don’t worry! This article will help you take the necessary steps to remove repossessions from your credit report. We’ve researched by looking at reliable resources from the …
Your financial future can determine your life’s trajectory, so preparing as early as possible is essential. Apart from your income, your financial life also encompasses credit lines. And to successfully apply for credit, you typically must go through credit pulls. Conducted by lenders, credit pulls can affect your credit score. You must keep your credit …
What are credit pulls and who use Equifax, TransUnion, and Experian? Read More »
You might have made financial mistakes in the past that affected your credit, but now, you might want to improve your credit score so you can access better financial products. If you’re considering DIY credit repair, it may seem daunting and complicated. We hear you. So, we’ve scoured the web for the best credit repair …
Owning different credit lines can be a real challenge, especially once we get behind on credit card payments. While we know that unpaid credit accounts eventually go to a collection agency, there are bogus agencies that might try to scam you. At the same time, however, late payments will stay on your credit report for …
Is Penn Credit Corporation legit or scam collection company? Read More »
Are you planning to buy a home, but your credit score is around 650? You might already know that a 650 credit score won’t qualify for the best interest rates, so you need to prepare and ensure that you can get the best possible deal for your credit score. To help you, we’ve gathered the …
How much mortgage can you borrow with 650 credit score? Read More »
