Your credit score will have an impact on many different aspects of your life. It is used to determine whether or not you are eligible for loans and other credit products. However, it doesn’t just affect borrowing. Your credit score might be checked if you apply for a job in a certain industry such as …
Timeshare, also called vacation ownership, is a popular option for those who love to go on vacations. However, a change in financial situation, not to mention the restricted travel that’s been set in place because of the coronavirus pandemic, makes committing to an annual vacation spot impractical and perhaps senseless. You’re probably wondering, how to …
Timeshare Exit – How to Get Out of a Timeshare Without Ruining Credit Read More »
The course of business and personal spending gets difficult when you do not have a good credit rating. People’s requests for a loan or credit card are often turned down because of poor credit scores. If you have also been in that embarrassing situation, you must have tried to figure out ways to get your …
Where To Look For The Best Credit Repair Services Online Read More »
Navigating through today’s society depends on your credit score. The convenience of getting loans, mortgages, and conducting financial transactions with most companies depends on how good or bad your credit score is. If it is good, you get reasonable prices for products and services, favorable loan offers and interest rates, and fast approval of loan …
Credit is an important element in financing. When you need money, you rely on credit. When you’re buying property, you rely on credit. However, credit is something you can’t build overnight. You can’t have an outstanding credit status in just a month. So, how do you build your credit score? Some say, “Go to the …
Many Americans have poor credit. If you’re one of them, you can boost your credit score and improve your overall financial standing in various ways. If you’re in a rush to get an increase in your credit score, one of the quickest ways to do so is to piggyback on someone else’s credit. This strategy, …
Does Credit Card Piggybacking still work? Here’s what it is, and how to do it. Read More »
Building credit is not an easy goal to achieve especially when there might be instances when you’ve failed to keep up with your obligations. In effect, this may have severely impacted on your credit score. With a low credit score, it’ll be harder to access financing from banks, and lenders will be hesitant to give …
Having good financial habits is very important and could help you to reach your long-term goals. One important part of this is having a good credit score, which will allow you to qualify for low-interest rates on mortgages and other loans. Due to the importance of it, you should check your credit score on a …
Reasons Why it is Important to Check Your Credit Score Regularly Read More »
A credit score, which ranges from 300 to 850, determines your creditworthiness. It affects finances in more ways than you can imagine. It helps you get home loans, car loans, credit card loans, personal loans, and more. It also affects you when you’re looking for a job or a new apartment. If you wish to …
If you’re thinking of applying for a new credit card, you’ve probably heard about the terms pre-qualification and pre-approval. Although many people use these terms interchangeably, they are actually different from one another. So what exactly is pre approved vs pre qualified credit cards? Let’s take a closer look at pre-approved vs. pre-qualified credit cards. The …
