Credit Repair

Is Penn Credit Corporation legit or scam collection company?

Owning different credit lines can be a real challenge, especially once we get behind on credit card payments. While we know that unpaid credit accounts eventually go to a collection agency, there are bogus agencies that might try to scam you. At the same time, however, late payments will stay on your credit report for …

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What is “consumer disputes after resolution” on credit report?

If you’re like most people, you probably don’t check your credit report very often. You probably don’t give it a second thought until there’s something wrong – like when you apply for a mortgage and get denied.  That’s why if there’s one thing you should be checking for regularly, it’s any mistakes or negative items …

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Sample letter to remove closed accounts from credit report

Are you concerned that these old, closed accounts are hurting your credit score? Many people have a hard time getting these accounts removed because the process can be confusing and intimidating. It can be frustrating when you’re trying to improve your credit score and these outdated accounts are preventing you from doing so. Fortunately, there …

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What are the best credit score apps for accurate monitoring?

If you’re planning for a big financial decision soon, you know that checking and monitoring your credit score is an important part of the process. You might have heard about apps you can use to see your credit score but wonder which one is accurate. Most financial decisions would depend on your credit score, so …

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