What is 609 credit repair letter and how to write one? [Sample]

If you’re looking to improve your credit score, a 609 credit repair letter may be just what you need. This type of letter is tailored specifically to address the errors on your credit report that are dragging down your score. In this article, we’ll discuss the 609 credit repair letter and how to write one …

What is 609 credit repair letter and how to write one? [Sample] Read More »

experianvsequifax

Experian vs Equifax: What’s the difference and which is better?

When pulling credit reports, Experian and Equifax serve as the industry standard. Millions of lenders, employers, landlords, and financial institutions worldwide trust these organizations for accurate ratings. With that said, their ratings aren’t 100% identical. You’ll notice several discrepancies and inconsistencies if you compare your Experian and Equifax reports. Is one better than the other …

Experian vs Equifax: What’s the difference and which is better? Read More »

Transunion vs Experian: Why is your credit score different?

TransUnion and Experian are two of the three major U.S. credit bureaus. They provide credit reports to millions of merchants, employers, landlords, lenders, and commercial banking institutions worldwide. You’ll also need your reports from them to monitor your credit score. After all, financial institutions refer to their ratings when credit checking an organization or individual. …

Transunion vs Experian: Why is your credit score different? Read More »

What are credit pulls and who use Equifax, TransUnion, and Experian?

Your financial future can determine your life’s trajectory, so preparing as early as possible is essential. Apart from your income, your financial life also encompasses credit lines. And to successfully apply for credit, you typically must go through credit pulls.  Conducted by lenders, credit pulls can affect your credit score. You must keep your credit …

What are credit pulls and who use Equifax, TransUnion, and Experian? Read More »

Is Penn Credit Corporation legit or scam collection company?

Owning different credit lines can be a real challenge, especially once we get behind on credit card payments. While we know that unpaid credit accounts eventually go to a collection agency, there are bogus agencies that might try to scam you. At the same time, however, late payments will stay on your credit report for …

Is Penn Credit Corporation legit or scam collection company? Read More »