Debt Relief

Maintaining multiple credit lines while managing various interest rates can be taxing and ultimately detrimental to financial health. Thankfully, debt consolidation provides a solution by combining outstanding debt into a single loan with a manageable monthly payment. Debt consolidation is exceptionally helpful because it can remove the stress of juggling multiple credit cards, student loans, …

What You Should Consider When Applying for Debt Consolidation? Read More »

You’ve graduated from college and your student loans are going to be due before you know it. You use a calculator and discover your minimum payment is going to be more than you can afford unless you can find some ways to earn money to make your student loan payments. You certainly don’t want to …

Ways to Earn More Money for Student Loan Payments Read More »

We go to the doctor to get healthier and solve our health problems, but for millions of people around the world one visit to the doctor can cost them financial issues as well on top of health issues. According to statistics, 79 million U.S citizens constantly struggle with paying medical bills.  Even if you think …

4 Proven Ways to Get Out of Medical Debt Read More »

Most people have heard of the global financial crisis (GFC) of 2008, but its full effect has been hard to follow. So can the tangible effects of the 2008 crash on the housing economy still be felt today? What was the GFC Exactly? To make things simple and easy to understand, we’ll start from the …

The Effects Of Post-GFC Regulations On The Housing Economy Read More »

Did a collection agency contact you about a previous debt that you’re not familiar with or you’ve already paid off? Is the collector insisting the debt is yours and demanding that you pay it immediately? Don’t give in! Before you entertain their claims or make any payment arrangements, you need to make sure that the …

How to Write A Debt Verification Letter to a Collection Agency Read More »

When you are in debt, paying it off seems like an insurmountable task. There are many people who are in debt today who don’t know if they will ever pay it back. If you take the time to evaluate the debt you have, you will definitely find ways that you can utilize to pay off …

Viable Ways to Pay Off Your Debts Read More »

Issues on affordability and financial stability are not a new thing. Almost every country faces the same dilemma to a varying extent. But Canada is among the places where the levels of consumer debt stand out. In fact, its household debt levels are higher compared to other countries.  With overwhelming debt loads, it’s no wonder …

3 Reasons Why Canadians Stay Stuck In Debt Read More »

Getting under a mountain of debt is not something you’d want to experience. Unfortunately, some life circumstances could lead to that. When your debt is in the hands of the collectors, getting the calls asking you to pay what you owe can be dreadful and stressful. Should I answer debt collector calls? It may have …

Should I Answer Debt Collector Calls? Read More »

Managing debt is no easy feat, and it can especially be scary during your retirement years. And unfortunately, it’s something that many seniors deal with; according to Forbes, 30% of seniors over 65 were still paying a mortgage in 2019, millions still had student loans, and over had still carried some kind of debt. If …

5 Tips to Help Seniors Manage Debt During Retirement Read More »

You’ll have no time to think about tax debt when your loved one dies. However, the IRS debt won’t go away. It needs to be addressed at some point. The question now is who is responsible for IRS debt after death? The decedent’s (deceased person)  estate administrator or executor will be responsible for paying off …

Who is Responsible for IRS Debt After Death? Read More »