No one likes to see their hard-earned paycheck reduced by debts such as child support or studentloans. Sadly, wage garnishment is a legal and necessary mechanism to help pay off their arrears. The National Bureau of Economic Research in the United States estimates that one in every 100 employees gets their wages garnished by an …
Debt can be a daunting and overwhelming problem, but it doesn’t have to stay that way. Enter debt settlement: the modern day knight in shining armour for those struggling with their finances. By understanding how debt settlement works, you can make an informed decision about your best course of action moving forward. Let’s brush off …
Debt Settlement: A Guide On How To Negotiate With Creditors Read More »
You’re probably familiar with the concept of debt, but did you know that there are actually two common types of debt? Secured and unsecured debt are two main categories that debt can fall under. Secured debt is backed by collateral while unsecured debt is not. In this article, we’ll dive into the differences between these …
Borrow Smart: Key Differences Between Secured & Unsecured Debt Read More »
There are many different types of debt and they can generally be classified into four categories: Debt terms can be confusing at times, but understanding the different types of debts out there can help you know exactly what you’re getting yourself into. Learning about different types of loans will also help you make better financial …
Understanding The Different Types of Debt: A Comprehensive Guide Read More »
Trying to keep afloat is a herculean effort when you’re over your head with debt from things like credit cards, student loans, vehicle loans, and medical costs. You might be searching for an exit. Perhaps you’re aware of the various debt relief alternatives, such as consolidating debt, renegotiating interest rates, and even settling debts. How …
How Debt Consolidation Can Help You Bounce Back With Finances Read More »
Millions of student loan borrowers dream of the day they can finally pay their loans off in full. But with the rising cost of living and stagnant wages, many have simply accepted they won’t ever be able to pay off their student debt. I was there too. I graduated from Arizona State University in August …
I paid off $24,000 of loans using The Debt Snowball Method in 2.5 years making under $45,000. My journey started with a harsh reckoning. I’d developed anxiety at the reality of having $94,000 in student loan debt. Hopeless and in over my head, I was financially trapped. The interest on the loans had bloomed to …
How The Debt Snowball Helped Me Pay off $24K in Debt Read More »
The cost of your student loans has more than likely put you into a reasonable amount of debt. The kind of debt that can be hard, or impossible, to pay. The great thing is that the federal government has chosen to extend the date out even further for the time when the repayments will go …
3 Tips to Lower Your Student Loan Debt This Year Read More »
Are you struggling to pay your debt? Do you feel you’re falling behind and don’t know what to do? You’re not alone. Millions of people are in the same position. This article will discuss three suggestions on paying a debt in time. These tips will help you get back on track and start making progress …
Millions of people in the United States are struggling with crippling levels of debt. For many, debt has become a way of life, and they see no end in sight. And for sure, debt can be crippling. It can keep you from achieving your goals and dreams, it can cause tremendous stress and anxiety, and …
Several Options To Help You Get Out Of Crippling Debt Read More »
